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Keep your budget intact!

Breakdowns happen.
Let Cinch Home Services help.

A home warranty from Cinch Home Services helps protect your budget from costly home system repairs and replacements.

Enter your property ZIP code to see plans and pricing. If you received a reservation number, enter it on the next step. 

 Questions? Speak with an agent
 (844) 292-4544
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 Plan summary 

Built-in Systems

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Keep the heart of your home running with coverage for 26 components of major, core systems that power your house—including heating, cooling, plumbing, and electrical systems.
  • Heating and air conditioning systems 
  • Electrical system
  • Plumbing system
  • $10,000 total limit per agreement term

    • See Pricing
View sample annual contract
 1 MILLION+ service jobs handled in the last 3 years See reviews

It's your peace of mind

Home insurance doesn't cover everything — leaving your appliances, electrical and plumbing systems unprotected if they break down from everyday wear and tear. A home warranty plan from Cinch Home Services comes with wallet-friendly pricing and award-winning customer service.

Your warranty plan includes:

  • 24/7 service requests online or by phone
  • Repair or replacement protection for covered items
  • Cinch Home Services 180-day Workmanship Guarantee
Item Typical replacement costs Typical repair costs
HVAC system $7,500 $350
Plumbing $1,125 $500
Water Heater $1,335 $615

Source: National averages based on actual project costs as reported by unaffiliated third-party home project websites.

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Great coverage at a great price

Cinch Home Services has been protecting homeowners for nearly 50 years.

When you enroll today, you'll sleep soundly knowing your home's most important systems are in trusted hands.

  • Avoid costly repair and replacement bills
  • Coverage for up to 26 components of major home systems
  • Verified service professionals throughout the United States
  • Emergency lodging reimbursement up to $1,200 per year1

Join our growing family of happy homeowners

Customers nationwide enjoy the benefits of a home warranty from Cinch Home Services. See what our happiest customers have to say.

Teri of Mentor, OH
Via ConsumerAffairs
5/5

I am very happy with Cinch. Submitting a claim with Cinch was straightforward; they sent someone out quickly. The service was much faster compared to other home warranties I've previously used. Their quick and efficient service stands out. My granddaughter submitted the claim online, and they called me soon after to set up an appointment. The tech arrived the next day, which was very convenient.
I haven't had many claims, but the one experience I had was handled swiftly and met my expectations. I rate my experience with Cinch as fabulous. Their customer service is excellent, as are the services they provide.

Sanjia of Townsend, DE
Via ConsumerAffairs
5/5

Cinch takes care of the customer when there's a problem. The person they decide to use follows up and texts you every step. They have good customer service and always present themselves well. Whenever you have a question, they're always there to answer it. Recently, my water heater was leaking. It couldn't be fixed so it had to be replaced. If I know somebody's looking for a home warranty, I always tell them about Cinch Home Services. They're wonderful. You don't have to go out there and look for anyone to fix anything for you ‘cause they got your back.

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Elizabeth of Slaughters, KY
Via ConsumerAffairs
5/5

My experience when submitting a claim was very seamless and effortless. The tech who came knew what the issue was with the heater immediately and he ordered the fan motor. They had it the next morning and he came and put it in the next morning. It was during the winter when I didn't have heat because of it and they were really fast and on the ball.

Frequently asked questions

Wondering how a home warranty from Cinch Home Services works? We've got you covered (literally).

Why should I choose a Cinch Home Services warranty?

When it comes to choosing a home warranty company, we know you have options, but if you’re wondering why you should pick us, we think it’s pretty simple. We have more than four decades of home industry experience. We also have a nationwide network of carefully vetted, experienced service providers, and we offer all sorts of extras you won’t find elsewhere, including our 180-day Workmanship Guarantee to back it all up!

What types of failures are covered?

Generally, these plans cover a mechanical breakdown from routine use, sometimes referred to as “normal wear and tear.” This means that mechanical parts, such as motors and switches, and parts like knobs and handles are covered when they break down due to normal wear and tear. To fully understand what parts are covered, it is best to read the sample terms and conditions after requesting a quote. 

How does the claim process work?

At Cinch Home Services, we strive to keep our claims process simple. If you have a problem with a system, first review your coverage to make sure you have a claim. Then place a service request by calling or reaching out to us online. Next, we’ll have a service provider contact you so you can agree on a good time for an in-person appointment. During the visit, your system will be diagnosed, and any covered failures will be repaired and/or replaced—unless a part needs to be ordered or acquired first.

Will you replace my system or if it cannot be repaired?

If we determine that your system or cannot be repaired, we may replace the unit with a similar model with comparable capacity that meets all federal manufacturing standards and performs the same primary function as the broken unit. We will also cover the new unit’s full purchase price and cost of installation (subject to your plan's terms and conditions, including claim caps or maximums).

Why would I want a home warranty if I already have homeowners insurance?

Required by mortgage lenders, homeowners insurance protects your home from weather damage and theft, and it also covers your liability if someone is injured on your property. Only sometimes will it cover some or all your home’s systems and appliances. If, like many homeowners, you review your policy and discover that these items are excluded or that mechanical failures due to normal wear and tear aren’t covered, a home warranty can help fill that gap and offer added peace of mind. 

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Cinch Home Services excels in customer service

We don't mean to brag, but our customer service isn't just great... it's award-winning. Homeowners have been choosing Cinch Home Services since 1978. Experience our award-winning service for yourself!

*Important Details
Plans, offers, and prices shown may not be available in all states and vary by location, plan type, and any applicable sales tax. 

Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.

The plans being offered are a service contract and are separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.

The HomeSure Companies and Cinch Home Services, Inc. are not affiliated in any way with Freedom Mortgage Corporation, its affiliates, or subsidiaries. Freedom Mortgage Corporation does not sponsor, guarantee nor is it responsible for the entities, agents, contractors, services, products or plans described herein. Freedom Mortgage Corporation has an agreement with Cinch Home Services to make you aware of products and services that may be of interest and will be compensated in connection with this program.

The purchase of the home warranty products described in these materials is optional and is not an obligation of your mortgage loan documents. You are not obligated by the terms of your mortgage loan documents to purchase any of the home warranty products described in these materials, and the payment obligation for any such home warranty products will not be secured by your home.

1Reimburses you up to $1,200 for lodging expenses if (a) your only cooling or heating system is non-operational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours or more. Only one reimbursement benefit per claim occurrence and only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc. for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of Cinch Home Services, Inc., California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.