Support: (844) 833-8924  |  Sales: (877) 358-1785

Exclusive offer! Call today (877) 358-1785

Get up to $100 in handyman services*

Breakdowns are inevitable. But with a Progressive Home Warranty by Cinch Home Services, you can get coverage for your home's systems and appliances.

 

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By clicking the below "Continue to your quote" button, you agree that Cinch Home Services or California Cinch Home Services may contact you at the phone number and email address provided, including via automated technology and artificial or pre-recorded voice, about Cinch products, offers, and your relationship and experience with Cinch. This consent is not required to make a purchase.
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Millions of homeowners
have chosen us since 1978.

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2025 Best Customer Service
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6x ConsumerAffairs Buyer’s Choice Award Winner
Best Value for Price, Best Technicians, Best Claims Handling, Best Coverage Options, Best Customer Service, Best Overall Process

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Ranked as a 2025 Best Home Warranty Company
by US News & World Report

Stevie Winner - 2025

Winner of 10 Stevie Awards for Sales and Customer Service
in the past 4 years

Why choose Progressive Home Warranty by Cinch?

Clifftop Tools

Fixes, upgrades and more

Hire, pay and submit your handyman services for reimbursement within 90 days of your effective date and get up to $100 back.*
Clifftop Appliances

You’re covered — no matter how old things are

Appliances and systems of any age are protected as long as they’re working correctly when the plan starts. No inspection. No maintenance records. No nonsense.
Clifftop Price Tag

Customizable coverage

Plans start around $1/day. You choose the features, monthly cost and options that meet your needs.
Clifftop People

Real Pros, fast

No hunting, no guessing. We have a network of licensed, insured, and background-checked pros on standby to fix your issue.
Clifftop Home Award

Backed for 6 full months

We stand behind covered repairs for 180 days — not all home warranty companies do.
Clifftop AC Heater

We’ve handled over 3 million breakdowns

And that's just over the last 6 years! You pay your deductible and we help take care of the rest.

Fast service. Real savings.
Happy homeowners.

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6,000+ 5-star reviews

Beatrice of Newark, NJ

5 star rating
5/5
My experience with their service during my most recent claim was impressive. I contacted them on a Monday morning and by 2 PM that same day a technician was at my house.

April of Cincinnati, IN

5 star rating
5/5
My journey with Cinch started when I purchased my home in 2005. Over the years, I’ve consistently received good customer service.

Darren of Virginia Beach, VA

5 star rating
5/5
I had a positive experience when it came time to replace our refrigerator. Their effort in the situation was commendable.

How it works

1

Request service

Something breaks? Just call us or log in online 24/7. Pay your fixed deductible.
2

We send a pro

A pre-screened, licensed service provider is dispatched to assess and fix the issue.
3

It gets fixed — fast

We repair or replace the covered item. All covered work is backed by our 180-day Workmanship Guarantee.

FAQs

What is a home warranty?

A home warranty is a service plan that helps cover the cost of repairing or replacing your home’s major appliances and built-in systems when they break down from everyday use. With a Progressive Home Warranty by Cinch Home Services plan, you don’t just get coverage, you get convenience. We take the hassle out of finding a qualified service provider by sending a vetted, licensed pro straight to your door, backed by our 180-day Workmanship Guarantee on covered repairs. 

Why should I choose a Progressive Home Warranty by Cinch Home Services warranty plan?

When it comes to choosing a home warranty company, we know you have options, but if you’re wondering why you should pick us, we think it’s pretty simple. We have more than four decades of home industry experience. We also have a nationwide network of carefully vetted, experienced service providers, and we offer all sorts of extras you won’t find elsewhere, including our 180-day Workmanship Guarantee to back it all up! 

What types of failures are covered?

Generally, these plans cover a mechanical breakdown from routine use, sometimes referred to as “normal wear and tear.” This means that mechanical parts, such as motors and switches, and parts like knobs and handles are covered when they break down due to normal wear and tear. To fully understand what parts are covered, it is best to read the sample terms and conditions after requesting a quote. 

What is not covered?

Other non-mechanical items in your home, like the roof, windows, walls and doors, are typically not included in home warranty coverage. Also, if a covered item was improperly installed or repaired, your plan will likely not cover it. It's important to read the details included in the "General Exclusions and Limitations" section of the terms and conditions. Before you buy a plan, check out the sample terms and conditions after requesting a quote. Existing customers can access their plan in My Account anytime. 

Why would I want a home warranty if I already have homeowners insurance?

Required by mortgage lenders, homeowners insurance protects your home from weather damage and theft, and it also covers your liability if someone is injured on your property. Only sometimes will it cover some or all your home’s systems and appliances. If, like many homeowners, you review your policy and discover that these items are excluded or that mechanical failures due to normal wear and tear aren’t covered, a home warranty can help fill that gap and offer added peace of mind. 

How much does a Progressive Home Warranty by Cinch Home Services plan cost?

Costs vary by region and type of coverage. Find specific pricing in your area. 

When does coverage begin?

There is a 30-day waiting period from the time you purchase your plan to when you can request service. You'll be advised exactly when your coverage begins before you complete your purchase. In addition, your confirmation email and plan documents will include this information. 

What do I do when something breaks down?

You can request service online anytime in My Account or by calling  (844) 833-8924

How do you choose your service providers?

Every service provider that we refer has undergone an extensive screening and selection process, which includes, but is not limited to, license checks and verification of active liability insurance. We also have a continuous process of monitoring our service providers and scoring them based on customer feedback. 

Plans that protect. Service you can
count on.

Don’t wait for your next breakdown to wish you had coverage.

Clifftop Tools Yellow

Plans That Protect. Service You Can
Count On.

Don’t wait for your next breakdown to wish you had coverage.

*Important Details
Plans, offers, and prices shown may not be available in all states and vary by location, plan type, and any applicable sales tax. Handyman Reimbursement offer provides one-time reimbursement for up to $100 in eligible home services performed by a professional handyman at the address covered by your Progressive Home Warranty by Cinch plan. To be eligible for reimbursement, handyman services must be performed, paid for, and documentation submitted to Cinch prior to the expiration date that appears on the coverage summary for your first annual plan term. Eligible handyman services include non-warranty property repairs, installations, upgrades, painting, systems or appliance maintenance, exterior and yard maintenance, and cleaning services. Paid invoices submitted for less than $100 will be reimbursed the amount of the invoice. Paid invoices for more than $100 will receive reimbursement for the maximum $100. This offer is not to be used for repairs to items covered by your home warranty service agreement. For those repairs, please place a claim.  Offer redemption instructions will be emailed to eligible plan holders after enrollment. Cannot be combined with any other offer.

Terms and conditions apply to all plans offered. See sample plan agreement for details.  A sample can be requested by calling our toll-free number. The plans being offered are a service contract and are separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.

For CA residents, offered by Progressive Advantage Insurance Agency, Inc., CA License # 0F50053, and underwritten by HomeSure Protection of California, Inc. CA license # 3356-3. Calls to the tollfree number here are directed to Cerida Insurance Services, CA License # 0G80295. In other states, contracts underwritten by affiliates of Cinch Home Services, Inc. Claim administration and management of the plans is by Cinch Home Services, Inc. Cinch® and HomeSure are not affiliated with Progressive. In other states, the offerors, issuers, and underwriters of the Cinch Home Services branded plans are identified in the plan agreement.

Progressive Advantage Insurance Agency, Inc. is not responsible for plan selections, plans sold, claims, the content or operation of the plan website, or how Cinch handles or uses your information. Information you provide to Cinch is subject to its privacy policy and website terms of use and may be shared with Progressive Advantage Insurance Agency, Inc. Cinch pays Progressive Advantage Insurance Agency, Inc. for plans sold.

© 2026 Cinch Home Services, Inc. All rights reserved. Cinch is a registered mark of Cinch Home Services, Inc.