Plan includes*
Protect the essentials insurance doesn't cover
Plus, AIS customers get their first month free.*
Plus, AIS customers get their first month free.*
A home protection plan covers what insurance doesn't, including repair or replacement services for the major appliances and systems within your home.
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FREE MONTH
Appliances
Covers the components of 11 essential home appliances you rely on every day, including refrigerators, ovens and more!
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$3,000 per covered kitchen appliance -
$3,000 per covered laundry appliance
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$10,000 total limit per agreement term
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5 units per appliance covered
Appliances
This plan covers the components of 11 essential home appliances you rely on every day, including refrigerators, ovens and more! See what's covered below.*
Kitchen appliances
- Cooktops - Excluding Wi-Fi transmitter
- Dishwashers - Excluding Wi-Fi transmitter
- Food Centers (Built-in)
- Freestanding Ice Makers
- Microwaves (Built-in)
- Ranges
- Range Exhaust Hoods
- Refrigerators - Excluding free-standing freezer, multi-media centers built into appliances, wine chillers, consumables and Wi-Fi transmitter.
- Trash Compactors (Built-in)
- Wall Ovens
Laundry appliances
- Clothes Dryers
- Clothes Washers
*Important Details
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.
FREE MONTH
Complete Home
Take control of your home with a plan that covers 37 components of all major systems and appliances, giving you the most protection.
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Heating & air conditioning systems
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Electrical & plumbing systems
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$3,000 per covered kitchen appliance
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$3,000 per covered laundry appliance
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$10,000 total limit per agreement term
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5 units per appliance covered
Complete Home
This plan covers covers 37 components of all major systems and appliances, giving you the most protection. See what's covered below.*
Kitchen appliances
- Cooktops - Excluding Wi-Fi transmitter
- Dishwashers - Excluding Wi-Fi transmitter
- Food Centers (Built-in)
- Freestanding Ice Makers
- Microwaves (Built-in)
- Ranges
- Range Exhaust Hoods
- Refrigerators - Excluding free-standing freezer, multi-media centers built into appliances, wine chillers, consumables and Wi-Fi transmitter.
- Trash Compactors (Built-in)
- Wall Ovens
Laundry appliances
- Clothes Dryers
- Clothes Washers
Electrical systems
- Attic Fans - built in
- Ceiling Fans
- Doorbells - All components and parts, except when part of an intercom or monitoring system
- Electrical System - All components and parts, except when part of an intercom or monitoring system
- Garage Door Openers - All components and parts, except when part of an intercom or monitoring system
- Smoke Detectors - All battery operated and hardwired units
- Central Vacuums - All components and parts are covered on central vacuum systems. Does not include Wi-Fi transmitter, removable hoses and accessories; access and closing costs to floors, walls and ceilings when locating or repairing a malfunction.
Heating and cooling systems
- Air Conditioning Including Ductwork - All components and parts of ducted central electric split and package units, geothermal, wall air conditioners and mini-splits. There are some caps and exclusions. See sample terms and conditions for more details.
- Heating System Including Ductwork
Plumbing systems
- Garbage Disposals
- Instant Hot/Cold Water Dispenser
- Jetted Tub (Built-in) - includes motors, pumps and air switch assemblies.
- Plumbing System - Covers valves, lines and other components; drain and sewer stoppages; and more. There are some exclusions. See sample terms and conditions for more details.
- Sump Pump - Covers permanently installed sump pumps (ground water only).
- Standard and Tankless Water Heater - All components and parts are covered, including tankless water heaters and circulating pumps. Excludes auxiliary holding or storage tanks, fuel storage tanks or energy conservation unit(s) and Wi-Fi transmitter. A maximum amount of $1000 per item is allowed per term. See terms and conditions for additional specifics about what's covered and what's not covered. A maximum amount of $1000 per item is allowed per term.
- Toilets - Covers toilets and related mechanisms, toilet wax ring seals and clearing of toilet stoppages.
Optional extras
- Pool (Heater Included)
- Spa (Heater Included)
- Pool with Spa (Heater Included)
- Septic Tank/Pumping
- Well Pump
Also covered
- 24/7 service requests online or by phone
- Homeowners insurance deductible reimbursement up to $1,000 per year1,3
- Up to $1,200 reimbursement for emergency lodging2,3
- Failures due to rust and corrosion
- Thousands of pre-screened service providers
- Unknown pre-existing conditions
*Important Details
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.
1Reimburses you up to $1,000 when you have to pay a deductible on a covered homeowners insurance claim.
2Reimburses you up to $1,200 for lodging expenses if (a) your only cooling or heating system is non-operational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours or more.
3Only one reimbursement benefit per claim occurrence and only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc. for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of Cinch Home Services, Inc., California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.
FREE MONTH
Built-in Systems
Keep the heart of your home running with coverage for 26 components of major, core systems that power your house — including heating, cooling, plumbing and electrical systems.
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Heating & air conditioning systems
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Electrical & plumbing systems
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$10,000 total limit per agreement term
Built-in Systems
This plan covers more than 26 appliances and systems regardless of age, make or model. See what's covered below.*
Electrical systems
- Attic Fans - built in
- Ceiling Fans
- Doorbells - All components and parts, except when part of an intercom or monitoring system
- Electrical System - All components and parts, except when part of an intercom or monitoring system
- Garage Door Openers - All components and parts, except when part of an intercom or monitoring system
- Smoke Detectors - All battery operated and hardwired units
- Central Vacuums - All components and parts are covered on central vacuum systems. Does not include Wi-Fi transmitter, removable hoses and accessories; access and closing costs to floors, walls and ceilings when locating or repairing a malfunction.
Heating and cooling systems
- Air Conditioning Including Ductwork - All components and parts of ducted central electric split and package units, geothermal, wall air conditioners and mini-splits. There are some caps and exclusions. See sample terms and conditions for more details.
- Heating System Including Ductwork
Plumbing systems
- Garbage Disposals
- Instant Hot/Cold Water Dispenser
- Jetted Tub (Built-in) - includes motors, pumps and air switch assemblies.
- Plumbing System - Covers valves, lines and other components; drain and sewer stoppages; and more. There are some exclusions. See sample terms and conditions for more details.
- Sump Pump - Covers permanently installed sump pumps (ground water only).
- Standard and Tankless Water Heater - All components and parts, including tankless water heaters and circulating pumps. Does not include auxiliary holding or storage tanks, fuel storage tank or energy conservation unit(s) and Wi-Fi transmitter. See terms and conditions for additional specifics about what's covered and what's not covered.
- Toilets - Covers toilets and related mechanisms, toilet wax ring seals and clearing of toilet stoppages.
Also covered
- 24/7 service requests online or by phone
- Up to $1,200 reimbursement for emergency lodging1
- Failures due to rust and corrosion
- Thousands of pre-screened service providers
- Unknown pre-existing conditions
*Important Details
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.
1Reimburses you up to $1,200 for lodging expenses if (a) your only cooling or heating system is non-operational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours or more. Only one reimbursement benefit per claim occurrence and only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc. for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of Cinch Home Services, Inc., California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.
Compare Plans
Complete Home
$85 month
Built-in Systems
$56 month
Appliances
$35 month
KITCHEN APPLIANCES
Cooktops
Covers all components and parts, excluding Wi-Fi transmitter and broken, chipped and cracked glass cooktops due to misuse and abuse. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Dishwashers
Covers all components and parts, excluding Wi-Fi transmitter and broken, chipped and cracked glass cooktops due to misuse and abuse. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Food Centers (Built-in)
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Freestanding Ice Makers
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Microwaves (Built-in)
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Range Exhaust Hoods
Range exhaust hoods located above the range are included in your coverage. Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Ranges
Covers all components and parts, excluding Wi-Fi transmitter. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Refrigerators
Covers all components and parts, excluding freestanding freezers, multi-media centers built into appliances, wine chillers, consumables and Wi-Fi transmitter. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Trash Compactors (Built-in)
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Wall Ovens
Covers all components and parts, excluding Wi-Fi transmitter. See the terms and conditions for additional specifics about what's covered and what's not covered.
LAUNDRY APPLIANCES
Clothes Dryers
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Clothes Washers
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
ELECTRICAL SYSTEMS
Attic Fans - built in
Covers built-in attic fans.
Ceiling Fans
All components and parts are covered on ceiling fans.
Doorbells
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Electrical System
All components and parts including Direct Current (D.C.) wiring, lighting fixtures, and built-in exhaust/vent/attic fans. Does not include components, wiring or cable of audio, video, computer, intercom, alarm or security wiring or telephone systems circuit overload; or overload protection and face plates.
Garage Door Openers
Covers all components and parts located inside the ceiling-mounted electric motor, excluding door or door track assemblies, cables, springs and Wi-Fi transmitter
Smoke Detectors
Battery operated and hardwired units are covered.
Central Vacuums
All components and parts are covered on central vacuum systems. Does not include Wi-Fi transmitter, removable hoses and accessories; access and closing costs to floors, walls and ceilings when locating or repairing a malfunction.
PLUMBING SYSTEMS
Garbage Disposals
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Instant Hot/Cold Water Dispensers
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Jetted Tub (Built-in)
Includes built-in bathtub motor, pump and air switch assemblies. Please see the plumbing section of the sample terms and conditions for additional details about what's covered and what's not covered.
Plumbing System
Covers stoppages, leaks and breaks (of water, drain, gas waste or vent lines), toilets, faucets, showerheads, shower arms, valves, permanent sump pumps, built-in bathtub motors, pumps, expansion tanks and more. There are some exclusions. See sample terms and conditions for what's covered and what's not covered.
Standard and Tankless Water Heater
All components and parts, including tankless water heaters and circulating pumps. Does not include auxiliary holding or storage tanks, fuel storage tank or energy conservation unit(s) and Wi-Fi transmitter. See terms and conditions for additional specifics about what's covered and what's not covered. A maximum amount of $1000 per item is allowed per term.
Sump Pumps
Covers permanently installed sump pumps (ground water only). Please see the plumbing section of the terms and conditions for complete details about what's covered and what's not covered.
Toilets
Covers toilets and related mechanisms, toilet wax ring seals and clearing of toilet stoppages. Please see the plumbing section of the terms and conditions for additional details about what's covered and what's not covered.
HEATING AND COOLING SYSTEMS
Air Conditioning Including Ductwork
Includes all components and parts of ducted central electric split and package units, geothermal, wall air conditioners and mini-splits. There are some caps and exclusions. See sample terms and conditions for more details.
Heating System Including Ductwork
Includes all components and parts for forced air (gas, electric, oil), geothermal, wall mounted, floor furnaces, package units, heat pumps, mini-splits, hot water or steam circulating heat, electric baseboard and cable heat (if main source of heat to the home or room). There are some caps and exclusions. See sample terms and conditions for details.
OPTIONAL ADD-ONS
Pool (Heater Included)
Covers above-ground components and parts of the heating, pumping and filtration system. There are some caps and exclusions. See sample terms and conditions for more details.
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Spa (Heater Included)
Covers above-ground components and parts of the heating, pumping and filtration system. There are some caps and exclusions. See sample terms and conditions for more details.
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Add on
Add on
Pool with Spa (Heater Included)
Covers above-ground components and parts of the heating, pumping and filtration system. There are some caps and exclusions. See sample terms and conditions for more details.
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Add on
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Septic Tank/Pumping
Covers sewage ejector pump, tank pumping and septic tank. There are some caps and exclusions. See sample terms and conditions for more details.
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Add on
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Well Pump
Covers components and parts of well pump. There are some caps and exclusions. See sample terms and conditions for more details.
Add on
Add on
Add on
COVER BOOSTS
Premier Upgrade Package
Provides up to $2,000 of coverage per year (two claims of up to $1,000 each) when there are non-covered charges associated with a covered claim, such as permits and equipment disposal.
For Florida residents, this coverage is offered in accordance with Florida Statute §634.346 which helps maintain the compatibility and operating efficiency requirements of the A/C manufacturer.
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Add on
Add on
Homeowners Insurance Deductible Reimbursement1
Reimburses you up to $1,000 when you have to pay a deductible on a covered homeowners insurance claim. One claim per year.
*Important Details
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.
1Applies only to Cinch Complete Home Plan and reimburses you up to $1,000 when you have to pay a deductible on a covered homeowners insurance claim. Only one reimbursement benefit per claim occurrence and only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc. for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of Cinch Home Services, Inc., California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.
It's your peace of mind
Home insurance doesn't cover everything — leaving your appliances, electrical and plumbing systems unprotected in the event of breakdowns due to everyday wear and tear. Home protection plans from Cinch Home Services come with wallet-friendly pricing and award-winning customer service.
Don't get caught in the insurance gap. AIS customers also get their first month free!
Your protection plan includes:
- 24/7 service requests online or by phone
- Repair or replacement protection for covered items
- Cinch Home Services 180-day Workmanship Guarantee
| Typical cost1 | |
| Water heater repair | $600 |
| Dishwasher replacement | $1,200 |
| Clothes washer replacement | $1,000 |
Great coverage at a great price
Cinch Home Services has been protecting homeowners for more than 45 years.
When you enroll today, you'll get your first month free — and sleep soundly knowing your home's most important systems and appliances are in trusted hands.
- Avoid costly home repair bills
- Coverage for up to 37 components of major home systems and appliances
- Verified service professionals throughout the United States
- Up to $1,000 homeowners insurance deductible reimbursement2
Join our growing family of happy homeowners
Customers nationwide enjoy the benefits of a home protection plan from Cinch Home Services. See what our happiest customers have to say.
I am very happy with Cinch. Submitting a claim with Cinch was straightforward; they sent someone out quickly. The service was much faster compared to other home warranties I've previously used. Their quick and efficient service stands out. My granddaughter submitted the claim online, and they called me soon after to set up an appointment. The tech arrived the next day, which was very convenient.
I haven't had many claims, but the one experience I had was handled swiftly and met my expectations. I rate my experience with Cinch as fabulous. Their customer service is excellent, as are the services they provide.
Cinch takes care of the customer when there's a problem. The person they decide to use follows up and texts you every step. They have good customer service and always present themselves well. Whenever you have a question, they're always there to answer it. Recently, my water heater was leaking. It couldn't be fixed so it had to be replaced. If I know somebody's looking for a home warranty, I always tell them about Cinch Home Services. They're wonderful. You don't have to go out there and look for anyone to fix anything for you ‘cause they got your back.
My experience when submitting a claim was very seamless and effortless. The tech who came knew what the issue was with the heater immediately and he ordered the fan motor. They had it the next morning and he came and put it in the next morning. It was during the winter when I didn't have heat because of it and they were really fast and on the ball.
Frequently asked questions
Wondering how a home protection planfrom Cinch Home Services works? We've got you covered (literally).
Why do I need home protection coverage from Cinch Home Services?
As required by mortgage lenders, homeowners insurance (HOI) protects your home from weather and theft and covers your liability if someone is injured while on your property. Only sometimes will it also cover some or all of your home’s systems and appliances. If, like many homeowners, you look into your coverage and discover that these systems and appliances are exempt, a home protection plan is a great way to fill that coverage gap.
When does my home protection coverage begin?
There is a waiting period from when you purchase your home protection plan to when you can request service. You'll be advised when your coverage begins before you purchase your plan. Your confirmation email and plan documents will also include this information.
How do I file a claim?
First, review your coverage to ensure you have a claim, then request service by calling or reaching out to us online. A verified service provider will contact you to schedule an in-person appointment, during which your appliance or system will be diagnosed, and covered failures repaired and/or replaced, unless a part needs to be ordered or acquired first.
What’s NOT covered under a home protection plan from Cinch Home Services?
Other non-mechanical items in your home, like the roof, windows, walls and doors, are typically not included in protection plan coverage. Also, if a covered item was improperly installed or repaired, your plan will likely not cover it. It's important to read the details of the terms and conditions in the General Exclusions and Limitations section.
How are service providers selected?
Every service provider referred by Cinch Home Services has undergone an extensive screening and selection process. This process includes, but is not limited to, license checks and verification of active liability insurance. We also continuously monitor and score our service providers based on customer feedback.
The choice is easy.
Enroll today and get your first month free on a home protection plan from California Cinch Home Services.
*Important Details
Plans, offers, and prices shown may not be available in all states and vary by location, plan type, and any applicable sales tax. Get your first month free when you purchase a new annual Appliances, Built-In Systems or Complete Home Plan. Excludes optional coverage and add-ons. Cannot be combined with any other offer.
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number. The plans being offered are a service contract and are separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.
For CA residents, offered by Auto Insurance Specialists, LLC, CA License # 0524784, and offered and underwritten by California Cinch Home Services, Inc. CA license # 3356-3. Calls to the tollfree number here are directed to Cerida Insurance Services, CA License # 0G80295. In other states, contracts are offered and underwritten by affiliates of Cinch Home Services, Inc. Claim administration and management of the plans is by Cinch Home Services, Inc., and services are provided by independent contractors. All protection is subject to plan terms and conditions. Availability may vary by state.
1National averages based on actual project costs as reported by unaffiliated third party home project websites.
2Applies only to Cinch Complete Home Plan and reimburses you up to $1,000 when you have to pay a deductible on a covered homeowners insurance claim. Only one reimbursement benefit per claim occurrence and only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc. for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of Cinch Home Services, Inc., California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.