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Millions of homeowners have chosen us since 1978.
6x ConsumerAffairs Buyer’s Choice Award Winner
Best Value for Price, Best Technicians, Best Claims Handling, Best Coverage Options, Best Customer Service, Best Overall Process
Ranked as a 2025 Best Home Warranty Company
by U.S. News & World Report
Winner of 14 Stevie Awards for Sales and Customer Service
in the past 4 years
Why choose Cinch Home Services?
Coverage you can count on
When your A/C goes out or your fridge fails, we've got your back. In fact, 95% of HVAC claims are covered.
You’re covered—no matter how old things are
Appliances and systems of any age are protected, as long as they’re working correctly when the plan starts. No inspection. No maintenance records. No nonsense.
Customizable coverage
With three affordable plans, you choose the features, monthly cost, and options that meet your needs.
Real pros—fast
No hunting, no guessing. We have a network of licensed, insured, and background-checked pros on standby to fix your issue.
Backed for a full 6 months
We stand behind covered repairs for 180 days—not all home warranty companies do.
We’ve fixed over 3 million breakdowns
From HVAC to water heaters, we help cover big repair bills. You'll pay your deductible, and we'll help take care of the rest.
My experience with their service during my most recent claim was impressive. I contacted them on a Monday morning and by 2 PM that same day a technician was at my house.
A home warranty is a service plan that helps cover the cost of repairing or replacing your home’s major appliances and built-in systems when they break down from everyday use. With a Cinch Home Services plan, you don’t just get coverage—you get convenience. We take the hassle out of finding a qualified service provider by sending a vetted, licensed pro straight to your door, backed by our 180-day Workmanship Guarantee on covered repairs.
Why do I need home warranty coverage from Cinch Home Services?
As required by mortgage lenders, homeowners insurance protects your home from weather and theft and covers your liability if someone is injured while on your property. Only sometimes will it also cover some or all of your home’s systems and appliances. If, like many homeowners, you look into your coverage and discover that these systems and appliances are exempt, a home warranty is a great way to fill that coverage gap.
What types of failures are covered?
Generally, these plans cover a mechanical breakdown from routine use, sometimes referred to as “normal wear and tear.” This means that mechanical parts, such as motors and switches, and parts like knobs and handles are covered when they break down due to normal wear and tear. To fully understand what parts are covered, it is best to read the sample terms and conditions after requesting a quote.
What is not covered?
Other non-mechanical items in your home, like the roof, windows, walls, and doors, are typically not included in home warranty coverage. Also, if a covered item was improperly installed or repaired, your plan will likely not cover it. It's important to read the details included in the "General Exclusions and Limitations" section of the terms and conditions. Before you buy a plan, check out the sample terms and conditions after requesting a quote. Existing customers can access their plan in My Account, anytime.
Why would I want a home warranty if I already have homeowners insurance?
Required by mortgage lenders, homeowners insurance protects your home from weather damage and theft, and it also covers your liability if someone is injured on your property. Only sometimes will it cover some or all your home’s systems and appliances. If, like many homeowners, you review your policy and discover that these items are excluded or that mechanical failures due to normal wear and tear aren’t covered, a home warranty can help fill that gap and offer added peace of mind.
How much does a Cinch Home Services plan cost?
Costs can vary by region and type of coverage.
When does coverage begin?
There is a 30-day waiting period from the time you purchase your plan to when you can request service. You'll be advised exactly when your coverage begins before you complete your purchase. In addition, your confirmation email and plan documents will include this information.
Every service provider that we refer has undergone an extensive screening and selection process, which includes, but is not limited to, license checks and verification of active liability insurance. We also have a continuous process of monitoring our service providers and scoring them based on customer feedback.
Plans that protect. Service you can count on.
Don’t wait for your next breakdown to wish you had coverage.
Plans, offers, and prices shown may not be available in all states and vary by location, plan type, and any applicable sales tax.
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can also be requested by calling our toll-free number.
The plans being offered are a service contract and are separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.
The HomeSure Companies and Cinch Home Services, Inc. are not affiliated in any way with Freedom Mortgage Corporation, its affiliates, or subsidiaries. Freedom Mortgage Corporation does not sponsor, guarantee nor is it responsible for the entities, agents, contractors, services, products or plans described herein. Freedom Mortgage Corporation has an agreement with Cinch Home Services to make you aware of products and services that may be of interest and will be compensated in connection with this program.
The purchase of the home warranty products described in these materials is optional and is not an obligation of your mortgage loan documents. You are not obligated by the terms of your mortgage loan documents to purchase any of the home warranty products described in these materials, and the payment obligation for any such home warranty products will not be secured by your home.
