Plan includes*
Protect your appliances, your systems, and your wallet
with a Cinch* home protection plan
You may not know this, but your homeowners insurance policy does not cover household appliances (refrigerator, dishwasher, etc.) or systems (electrical, plumbing, AC/heating) that break down from wear and tear. When these items inevitably break down from daily use, it can set your family back hundreds, if not thousands, of dollars.
A home protection plan complements your homeowners insurance policy to protect you from these unexpected expenses. Cinch delivers affordable, timely, and quality service with access to a national network of service providers.
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Protect your appliances, your systems, and your wallet
with a Cinch* home protection plan
You may not know this, but your homeowners insurance policy does not cover household appliances (refrigerator, dishwasher, etc.) or systems (electrical, plumbing, AC/heating) that break down from wear and tear. When these items inevitably break down from daily use, it can set your family back hundreds, if not thousands, of dollars.
A home protection plan complements your homeowners insurance policy to protect you from these unexpected expenses. Cinch delivers affordable, timely, and quality service with access to a national network of service providers.
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We encountered an issue retrieving plan details for your area. Please return to the previous page and try again.
Appliances
Covers the components of 11 essential home appliances you rely on every day, including refrigerators, ovens and more!
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$3,000 per covered kitchen appliance -
$3,000 per covered laundry appliance
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$10,000 total limit per agreement term
-
5 units per appliance covered
Appliances
This plan covers the components of 11 essential home appliances you rely on every day, including refrigerators, ovens and more! See what's covered below.*
Kitchen appliances
- Cooktops - All components and parts are covered, excluding Wi-Fi transmitters, and broken, chipped or cracked glass cooktops due to misuse. See sample terms and conditions for more details.
- Dishwashers - All components and parts are covered, excluding Wi-Fi transmitters.
- Food Centers (Built-in) - All components and parts are covered.
- Freestanding Ice Makers - All components and parts are covered.
- Microwaves (Built-in) - All components and parts are covered.
- Ranges - All components and parts are covered, excluding Wi-Fi transmitters, and broken, chipped or cracked glass cooktops due to misuse. See sample terms and conditions for more details.
- Range Exhaust Hoods - All components and parts are covered for hoods located above the range.
- Refrigerators - All components and parts are covered, excluding freestanding freezer, multi-media centers built into appliances, wine chillers, consumables and Wi-Fi transmitters. See sample terms and conditions for more details.
- Trash Compactors (Built-in) - All components and parts are covered.
- Wall Ovens - All components and parts are covered, excluding Wi-Fi transmitters.
Laundry appliances
- Clothes Dryers - All components and parts are covered, excluding Wi-Fi transmitters.
- Clothes Washers - All components and parts are covered, excluding Wi-Fi transmitters.
Also included
- 24/7 service requests online or by phone
- Rust and Corrosion
- Thousands of Pre-Screened Service Providers
- Unknown Pre-Existing Conditions
*Important Details
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.
Complete Home Plus
Covers 37 components of all major systems and appliances and more!
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Heating & air conditioning systems
-
Electrical & plumbing systems
-
$3,000 per covered kitchen appliance
-
$3,000 per covered laundry appliance
-
$10,000 total limit per agreement term
-
5 units per appliance covered
-
$2,000 in extra coverage for things such as permits, electrical modifications and more!1
Complete Home Premium
This plan covers covers 37 components of all major systems and appliances, giving you the most protection. See what's covered below.*
Kitchen appliances
- Cooktops - All components and parts are covered, excluding Wi-Fi transmitters, and broken, chipped or cracked glass cooktops due to misuse. See sample terms and conditions for more details.
- Dishwashers - All components and parts are covered, excluding Wi-Fi transmitters.
- Food Centers (Built-in) - All components and parts are covered.
- Freestanding Ice Makers - All components and parts are covered.
- Microwaves (Built-in) - All components and parts are covered.
- Ranges - All components and parts are covered, excluding Wi-Fi transmitters, and broken, chipped or cracked glass cooktops due to misuse. See sample terms and conditions for more details.
- Range Exhaust Hoods - All components and parts are covered for hoods located above the range.
- Refrigerators - All components and parts are covered, excluding freestanding freezer, multi-media centers built into appliances, wine chillers, consumables and Wi-Fi transmitters. See sample terms and conditions for more details.
- Trash Compactors (Built-in) - All components and parts are covered.
- Wall Ovens - All components and parts are covered, excluding Wi-Fi transmitters.
Laundry appliances
- Clothes Dryers - All components and parts are covered, excluding Wi-Fi transmitters.
- Clothes Washers - All components and parts are covered, excluding Wi-Fi transmitters.
Electrical System
- Attic Fans - All components and parts are covered.
- Ceiling Fans - All components and parts are covered.
- Central Vacuums - All components and parts, excluding Wi-Fi transmitter, removable hoses and accessories; access and closing costs to floors, walls and ceilings when locating or repairing a malfunction.
- Doorbells - All components and parts, except when part of an intercom or monitoring system.
- Electrical Components - All direct current wiring, lighting fixtures and built-in exhaust/vent/attic fans are covered. There are some exclusions. See sample terms and conditions for details.
- Garage Door Openers - All components and parts located inside the ceiling-mounted electric motor are covered, excluding door or door track assemblies, cables, springs and Wi-Fi transmitters. See sample terms and conditions for more details.
- Smoke Detectors - All battery-operated and hardwired units are covered, excluding carbon monoxide detectors.
Heating and Cooling Systems
- Air Conditioning System Including Ductwork - All components and parts of ducted central electric split and package units, geothermal, wall air conditioners and mini-splits are covered. There are some caps and exclusions. See sample terms and conditions for more details.
- Heating System Including Ductwork - All components and parts of forced-air (gas, electric, oil), geothermal, wall-mounted heaters, floor furnaces, package units, heat pumps, mini-splits, hot water or steam-circulating heat and electric baseboard are covered. There are some caps and exclusions. See sample terms and conditions for more details.
Plumbing System
- Garbage Disposals - All components and parts are covered.
- Instant Hot/Cold Water Dispenser - All components and parts are covered.
- Jetted Tubs (Built-in) - All motors, pumps and air switch assemblies are covered.
- Plumbing Components - All valves, lines, and drain and sewer stoppages are covered. There are some exclusions. See sample terms and conditions for more details.
- Sump Pumps - All permanently installed sump pumps (ground water only) are covered.
- Standard and Tankless Water Heaters - All components and parts are covered, including tankless water heaters and circulating pumps. A maximum amount of $1,000 per unit is allowed per term. There are some exclusions. See sample terms and conditions for more details.
- Toilets - All toilets and related mechanisms, toilet wax ring seals and clearing of toilet stoppages are covered.
Also included
- 24/7 service requests online or by phone
- Up to $1,000 Reimbursement for Homeowners Insurance Deductible1,3
- Up to $1,200 Reimbursement for Emergency Lodging2,3
- Rust and Corrosion
- Thousands of Pre-Screened Service Providers
- Unknown Pre-Existing Conditions
- $2,000 in extra coverage for things such as permits, electrical modifications and more4
Optional extras
- Pool (Heater Included)
- Spa (Heater Included)
- Pool with Spa (Heater Included)
- Septic Tank/Pumping
- Well Pump
*Important Details
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.
1Reimburses you up to $1,000 when you have to pay a deductible on a covered homeowners insurance claim.
2Reimburses you up to $1,200 for lodging expenses if (a) your only cooling or heating system is non-operational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours or more.
3Only one reimbursement benefit per claim occurrence and only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc. for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of Cinch Home Services, Inc., California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.
4Provides up to $2,000 of coverage per year (two claims of up to $1,000 each) when there are non-covered charges associated with a covered claim, such as permits and equipment disposal.
Most Popular
Complete Home Premium
Take control of your home with a plan that covers 37 components of all major systems and appliances, plus two HVAC system checks, giving you the most protection.
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Heating & air conditioning systems
-
Electrical & plumbing systems
-
$3,000 per covered kitchen appliance
-
$3,000 per covered laundry appliance
-
$10,000 total limit per agreement term
-
5 units per appliance covered
-
$2,000 in extra coverage for things such as permits, electrical modifications and more!1
-
Two HVAC system checks, including one heating and one cooling preventive maintenance visit each year2
Complete Home Premium
This plan covers covers 37 components of all major systems and appliances, giving you the most protection. See what's covered below.*
Kitchen appliances
- Cooktops - All components and parts are covered, excluding Wi-Fi transmitters, and broken, chipped or cracked glass cooktops due to misuse. See sample terms and conditions for more details.
- Dishwashers - All components and parts are covered, excluding Wi-Fi transmitters.
- Food Centers (Built-in) - All components and parts are covered.
- Freestanding Ice Makers - All components and parts are covered.
- Microwaves (Built-in) - All components and parts are covered.
- Ranges - All components and parts are covered, excluding Wi-Fi transmitters, and broken, chipped or cracked glass cooktops due to misuse. See sample terms and conditions for more details.
- Range Exhaust Hoods - All components and parts are covered for hoods located above the range.
- Refrigerators - All components and parts are covered, excluding freestanding freezer, multi-media centers built into appliances, wine chillers, consumables and Wi-Fi transmitters. See sample terms and conditions for more details.
- Trash Compactors (Built-in) - All components and parts are covered.
- Wall Ovens - All components and parts are covered, excluding Wi-Fi transmitters.
Laundry appliances
- Clothes Dryers - All components and parts are covered, excluding Wi-Fi transmitters.
- Clothes Washers - All components and parts are covered, excluding Wi-Fi transmitters.
Electrical systems
- Attic Fans - All components and parts of built in attic fans are covered.
- Ceiling Fans - All components and parts are covered.
- Central Vacuum - All components and parts, excluding Wi-Fi transmitter, removable hoses and accessories; access and closing costs to floors, walls and ceilings when locating or repairing a malfunction.
- Doorbells - All components and parts, except when part of an intercom or monitoring system.
- Electrical Components - All direct current wiring, lighting fixtures and built-in exhaust/vent/attic fans are covered. There are some exclusions. See sample terms and conditions for details.
- Garage Door Openers - All components and parts located inside the ceiling-mounted electric motor are covered, excluding door or door track assemblies, cables, springs and Wi-Fi transmitters. See sample terms and conditions for more details.
- Smoke Detectors - All battery-operated and hardwired units are covered, excluding carbon monoxide detectors.
Heating and cooling systems
- Air Conditioning System Including Ductwork - All components and parts of ducted central electric split and package units, geothermal, wall air conditioners and mini-splits. There are some caps and exclusions. See sample terms and conditions for more details.
- Heating System Including Ductwork - All components and parts of forced-air (gas, electric, oil), geothermal, wall-mounted heaters, floor furnaces, package units, heat pumps, mini-splits, hot water or steam-circulating heat and electric baseboard are covered. There are some caps and exclusions. See sample terms and conditions for more details.
Plumbing systems
- Garbage Disposals - All components and parts are covered.
- Instant Hot/Cold Water Dispenser - All components and parts are covered.
- Jetted Tub (Built-in) - All motors, pumps and air switch assemblies are covered.
- Plumbing Components - All valves, lines, and drain and sewer stoppages are covered. There are some exclusions. See sample terms and conditions for more details.
- Sump Pump - All permanently installed sump pumps (ground water only) are covered.
- Standard and Tankless Water Heater - All components and parts are covered, including tankless water heaters and circulating pumps. A maximum amount of $1,000 per unit is allowed per term. There are some exclusions. See sample terms and conditions for more details.
- Toilets - All toilets and related mechanisms, toilet wax ring seals and clearing of toilet stoppages are covered.
Also Included
- 24/7 service requests online or by phone
- Up to $1,000 Reimbursement for Homeowners Insurance Deductible1,3
- Up to $1,200 Reimbursement for Emergency Lodging2,3
- Rust and Corrosion
- Thousands of Pre-Screened Service Providers
- Unknown Pre-Existing Conditions
- $2,000 in extra coverage for things such as permits, electrical modifications and more4
- Two HVAC system checks, including one heating and one cooling preventive maintenance visit each year5
Optional extras
- Pool (Heater Included)
- Spa (Heater Included)
- Pool with Spa (Heater Included)
- Septic Tank/Pumping
- Well Pump
*Important Details
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.
1Reimburses you up to $1,000 when you have to pay a deductible on a covered homeowners insurance claim.
2Reimburses you up to $1,200 for lodging expenses if (a) your only cooling or heating system is non-operational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours or more.
3Only one reimbursement benefit per claim occurrence and only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc. for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of Cinch Home Services, Inc., California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.
4Provides up to $2,000 of coverage per year (two claims of up to $1,000 each) when there are non-covered charges associated with a covered claim, such as permits and equipment disposal.
5Preventive maintenance scheduling periods: February 15 – May 15 for cooling, and August 15 – November 15.
Most Popular
Complete Home
Take control of your home with a plan that covers 37 components of all major systems and appliances, giving you the most protection.
-
Heating & air conditioning systems -
Electrical & plumbing systems
-
$3,000 per covered kitchen appliance
-
$3,000 per covered laundry appliance
-
$10,000 total limit per agreement term
-
5 units per appliance covered
Complete Home
This plan covers covers 37 components of all major systems and appliances, giving you the most protection. See what's covered below.*
Kitchen appliances
- Cooktops - Excluding Wi-Fi transmitter
- Dishwashers - Excluding Wi-Fi transmitter
- Food Centers (Built-in)
- Freestanding Ice Makers
- Microwaves (Built-in)
- Ranges
- Range Exhaust Hoods
- Refrigerators - Excluding free-standing freezer, multi-media centers built into appliances, wine chillers, consumables and Wi-Fi transmitter.
- Trash Compactors (Built-in)
- Wall Ovens
Laundry appliances
- Clothes Dryers
- Clothes Washers
Electrical systems
- Attic Fans - built in
- Ceiling Fans
- Doorbells - All components and parts, except when part of an intercom or monitoring system
- Electrical System - All components and parts, except when part of an intercom or monitoring system
- Garage Door Openers - All components and parts, except when part of an intercom or monitoring system
- Smoke Detectors - All battery operated and hardwired units
Heating and cooling systems
- Air Conditioning Including Ductwork - All components and parts of ducted central electric split and package units, geothermal, wall air conditioners and mini-splits. There are some caps and exclusions. See sample terms and conditions for more details.
- Central Vacuums - All components and parts of ducted central electric split and package units, geothermal, wall air conditioners and mini-splits. There are some caps and exclusions. See sample terms and conditions for more details.
- Heating System Including Ductwork
Plumbing systems
- Garbage Disposals
- Instant Hot/Cold Water Dispenser
- Jetted Tub (Built-in) - includes motors, pumps and air switch assemblies.
- Plumbing System - Covers valves, lines and other components; drain and sewer stoppages; and more. There are some exclusions. See sample terms and conditions for more details.
- Sump Pump - Covers permanently installed sump pumps (ground water only).
- Standard and Tankless Water Heater - All components and parts are covered, including tankless water heaters and circulating pumps. Excludes auxiliary holding or storage tanks, fuel storage tanks or energy conservation unit(s) and Wi-Fi transmitter. A maximum amount of $1000 per item is allowed per term. See terms and conditions for additional specifics about what's covered and what's not covered. A maximum amount of $1000 per item is allowed per term.
- Toilets - Covers toilets and related mechanisms, toilet wax ring seals and clearing of toilet stoppages.
Optional extras
- Pool (Heater Included)
- Spa (Heater Included)
- Pool with Spa (Heater Included)
- Septic Tank/Pumping
- Well Pump
Also covered
- 24/7 service requests online or by phone
- Up to $1,000 Reimbursement for Homeowners Insurance Deductible1
- Up to $1,200 Reimbursement for Emergency Lodging2
- Rust and Corrosion
- Thousands of Pre-Screened Service Providers
- Unknown Pre-Existing Conditions
*Important Details
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.
1Applies only to Cinch Complete Home Plan and reimburses you up to $1,000 when you have to pay a deductible on a covered homeowners insurance claim. Only one reimbursement benefit per claim occurrence and only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc. for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of Cinch Home Services, Inc., California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.
2Applies only to Cinch Complete Home Plan, or Built-in Systems Plan, and reimburses you up to $1,200 if (a) your only cooling or heating system is nonoperational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours. Only one claim, per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment.
Appliances
Covers the components of 11 essential home appliances you rely on every day, including refrigerators, ovens and more!
-
$3,000 per covered kitchen appliance
-
$3,000 per covered laundry appliance
-
$10,000 total limit per agreement term
-
2 units per appliance covered
Appliances
This plan covers the components of 11 essential home appliances you rely on every day, including refrigerators, ovens and more! See what's covered below.*
Kitchen appliances
- Cooktops - Excluding Wi-Fi transmitter
- Dishwashers - Excluding Wi-Fi transmitter
- Food Centers (Built-in)
- Freestanding Ice Makers
- Microwaves (Built-in)
- Ranges
- Range Exhaust Hoods
- Refrigerators - Excluding free-standing freezer, multi-media centers built into appliances, wine chillers, consumables and Wi-Fi transmitter.
- Trash Compactors (Built-in)
- Wall Ovens
Laundry appliances
- Clothes Dryers
- Clothes Washers
*Important Details
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.
Built-in Systems
Keep the heart of your home running with coverage for 26 components of major, core systems that power your house — including heating, cooling, plumbing and electrical systems.
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Heating & air conditioning systems
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Electrical & plumbing systems
-
$10,000 total limit per agreement term
Built-in Systems
This plan covers more than 26 appliances and systems regardless of age, make or model. See what's covered below.*
Electrical systems
- Attic Fans - built in
- Ceiling Fans
- Doorbells - All components and parts, except when part of an intercom or monitoring system
- Electrical System - All components and parts, except when part of an intercom or monitoring system
- Garage Door Openers - All components and parts, except when part of an intercom or monitoring system
- Smoke Detectors - All battery operated and hardwired units
Heating and cooling systems
- Air Conditioning Including Ductwork - All components and parts of ducted central electric split and package units, geothermal, wall air conditioners and mini-splits. There are some caps and exclusions. See sample terms and conditions for more details.
- Central Vacuums - All components and parts of ducted central electric split and package units, geothermal, wall air conditioners and mini-splits. There are some caps and exclusions. See sample terms and conditions for more details.
- Heating System Including Ductwork
Plumbing systems
- Garbage Disposals
- Instant Hot/Cold Water Dispenser
- Jetted Tub (Built-in) - includes motors, pumps and air switch assemblies.
- Plumbing System - Covers valves, lines and other components; drain and sewer stoppages; and more. There are some exclusions. See sample terms and conditions for more details.
- Sump Pump - Covers permanently installed sump pumps (ground water only).
- Standard and Tankless Water Heater - All components and parts, including tankless water heaters and circulating pumps. Does not include auxiliary holding or storage tanks, fuel storage tank or energy conservation unit(s) and Wi-Fi transmitter. See terms and conditions for additional specifics about what's covered and what's not covered.
- Toilets - Covers toilets and related mechanisms, toilet wax ring seals and clearing of toilet stoppages.
Also covered
- 24/7 service requests online or by phone
- Up to $1,200 Reimbursement for Emergency Lodging2
- Rust and Corrosion
- Thousands of Pre-Screened Service Providers
- Unknown Pre-Existing Conditions
*Important Details
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.
1Applies only to Cinch Complete Home Plan, or Built-in Systems Plan, and reimburses you up to $1,200 if (a) your only cooling or heating system is nonoperational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours. Only one claim, per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment.
Compare Plans
Appliances
$35 month
Complete Home Plus
$56 month
Complete Home Premium
$85 month
KITCHEN APPLIANCES
Cooktops
Covers all components and parts, excluding Wi-Fi transmitter and broken, chipped and cracked glass cooktops due to misuse and abuse. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Dishwashers
All components and parts are covered, excluding Wi-Fi transmitters. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Food Centers (Built-in)
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Freestanding Ice Makers
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Microwaves (Built-in)
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Range Exhaust Hoods
Range exhaust hoods located above the range are included in your coverage. Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Ranges
Covers all components and parts, excluding Wi-Fi transmitter. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Refrigerators
Covers all components and parts, excluding freestanding freezers, multi-media centers built into appliances, wine chillers, consumables and Wi-Fi transmitter. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Trash Compactors (Built-in)
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Wall Ovens
Covers all components and parts, excluding Wi-Fi transmitter. See the terms and conditions for additional specifics about what's covered and what's not covered.
LAUNDRY APPLIANCES
Clothes Dryers
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Clothes Washers
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
ELECTRICAL SYSTEMS
Attic Fans - built in
Covers built-in attic fans.
Ceiling Fans
All components and parts are covered on ceiling fans.
Doorbells
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Electrical System
All components and parts including Direct Current (D.C.) wiring, lighting fixtures, and built-in exhaust/vent/attic fans. Does not include components, wiring or cable of audio, video, computer, intercom, alarm or security wiring or telephone systems circuit overload; or overload protection and face plates.
Garage Door Openers
Covers all components and parts located inside the ceiling-mounted electric motor, excluding door or door track assemblies, cables, springs and Wi-Fi transmitter
Smoke Detectors
Battery operated and hardwired units are covered.
PLUMBING SYSTEMS
Garbage Disposals
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Instant Hot/Cold Water Dispensers
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Jetted Tub (Built-in)
Includes built-in bathtub motor, pump and air switch assemblies. Please see the plumbing section of the sample terms and conditions for additional details about what's covered and what's not covered.
Plumbing System
Covers stoppages, leaks and breaks (of water, drain, gas waste or vent lines), toilets, faucets, showerheads, shower arms, valves, permanent sump pumps, built-in bathtub motors, pumps, expansion tanks and more. There are some exclusions. See sample terms and conditions for what's covered and what's not covered.
Standard and Tankless Water Heater
All components and parts, including tankless water heaters and circulating pumps. Does not include auxiliary holding or storage tanks, fuel storage tank or energy conservation unit(s) and Wi-Fi transmitter. See terms and conditions for additional specifics about what's covered and what's not covered. A maximum amount of $1000 per item is allowed per term.
Sump Pumps
Covers permanently installed sump pumps (ground water only). Please see the plumbing section of the terms and conditions for complete details about what's covered and what's not covered.
Toilets
Covers toilets and related mechanisms, toilet wax ring seals and clearing of toilet stoppages. Please see the plumbing section of the terms and conditions for additional details about what's covered and what's not covered.
HEATING AND COOLING SYSTEMS
Air Conditioning Including Ductwork
Includes all components and parts of ducted central electric split and package units, geothermal, wall air conditioners and mini-splits. There are some caps and exclusions. See sample terms and conditions for more details.
Central Vacuums
All components and parts are covered on central vacuum systems. Does not include Wi-Fi transmitter, removable hoses and accessories; access and closing costs to floors, walls and ceilings when locating or repairing a malfunction.
Heating System Including Ductwork
Includes all components and parts for forced air (gas, electric, oil), geothermal, wall mounted, floor furnaces, package units, heat pumps, mini-splits, hot water or steam circulating heat, electric baseboard and cable heat (if main source of heat to the home or room). There are some caps and exclusions. See sample terms and conditions for details.
OPTIONAL ADD-ONS
Pool (Heater Included)
Covers above-ground components and parts of the heating, pumping and filtration system. There are some caps and exclusions. See sample terms and conditions for more details.
Add on
Add on
Add on
Spa (Heater Included)
Covers above-ground components and parts of the heating, pumping and filtration system. There are some caps and exclusions. See sample terms and conditions for more details.
Add on
Add on
Add on
Pool with Spa (Heater Included)
Covers above-ground components and parts of the heating, pumping and filtration system. There are some caps and exclusions. See sample terms and conditions for more details.
Add on
Add on
Add on
Septic Tank/Pumping
Covers sewage ejector pump, tank pumping and septic tank. There are some caps and exclusions. See sample terms and conditions for more details.
Add on
Add on
Add on
Well Pump
Covers components and parts of well pump. There are some caps and exclusions. See sample terms and conditions for more details.
Add on
Add on
Add on
COVER BOOSTS
Premier Upgrade Package
Provides up to $2,000 of coverage per year (two claims of up to $1,000 each) when there are non-covered charges associated with a covered claim, such as permits and equipment disposal.
For Florida residents, this coverage is offered in accordance with Florida Statute §634.346 which helps maintain the compatibility and operating efficiency requirements of the A/C manufacturer.
Add on
Add on
Homeowners Insurance Deductible Reimbursement1,3
Reimburses you up to $1,000 when you have to pay a deductible on a covered homeowners insurance claim. One claim per year.
Up to $1,200 Reimbursement for Emergency Lodging2,3
Reimburses you up to $1,200 for lodging expenses. One claim per year.
Preventive Maintenance
Two HVAC system checks, including one heating and one cooling preventive maintenance visit each year
*Important Details
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.
1Reimburses you up to $1,000 when you have to pay a deductible on a covered homeowners insurance claim.
2Reimburses you up to $1,200 for lodging expenses if (a) your only cooling or heating system is non-operational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours or more.
3Only one reimbursement benefit per claim occurrence and only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc. for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of Cinch Home Services, Inc., California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number.
1Reimburses you up to $1,000 when you have to pay a deductible on a covered homeowners insurance claim.
2Reimburses you up to $1,200 for lodging expenses if (a) your only cooling or heating system is non-operational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours or more.
3Only one reimbursement benefit per claim occurrence and only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc. for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of Cinch Home Services, Inc., California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.
What makes a Cinch home protection plan better?
Cinch offers affordable home protection plans, award-winning customer service and competitive, budget-friendly pricing to help you protect your home and wallet.
Once you enroll, you have 30 days to review the plan details before your coverage kicks in.
- Access to a digital dashboard to manage service requests, from anywhere, 24/7
- $1 billion in claims paid over the last seven years
- 6-month (180 days) workmanship guarantee
Join our growing family of happy homeowners
Customers nationwide enjoy the benefits of a home warranty plan from Cinch Home Services. See what our happiest customers have to say.
I am very happy with Cinch. Submitting a claim with Cinch was straightforward; they sent someone out quickly. The service was much faster compared to other home warranties I've previously used. Their quick and efficient service stands out. My granddaughter submitted the claim online, and they called me soon after to set up an appointment. The tech arrived the next day, which was very convenient.
I haven't had many claims, but the one experience I had was handled swiftly and met my expectations. I rate my experience with Cinch as fabulous. Their customer service is excellent, as are the services they provide.
Cinch takes care of the customer when there's a problem. The person they decide to use follows up and texts you every step. They have good customer service and always present themselves well. Whenever you have a question, they're always there to answer it. Recently, my water heater was leaking. It couldn't be fixed so it had to be replaced. If I know somebody's looking for a home warranty, I always tell them about Cinch Home Services. They're wonderful. You don't have to go out there and look for anyone to fix anything for you ‘cause they got your back.
My experience when submitting a claim was very seamless and effortless. The tech who came knew what the issue was with the heater immediately and he ordered the fan motor. They had it the next morning and he came and put it in the next morning. It was during the winter when I didn't have heat because of it and they were really fast and on the ball.
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Get peace of mind with a Cinch home protection plan for Golden 1 Credit Union members
*Important Details
Plans, offers, and prices shown may not be available in all states and vary by location, plan type, and any applicable sales tax.
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number. The plans being offered are a service contract and are separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.
The purchase of the home warranty products described in these materials is optional and is not an obligation of your mortgage loan documents. You are not obligated by the terms of your mortgage loan documents to purchase any of the home warranty products described in these materials, and the payment obligation for any such home warranty products will not be secured by your home.
Plans offered by Golden 1 Credit Union (The), CA License # 0699837, and underwritten by California Cinch Home Services, Inc. CA license # 3356-3. In other states, contracts underwritten by affiliates of Cinch Home Services, Inc. Claim administration and management of the plans is by Cinch Home Services, Inc., and services are provided by independent contractors.
1Provides up to $2,000 of coverage per year (two claims of up to $1,000 each) when there are non-covered charges associated with a covered claim, such as permits and equipment disposal.
2Preventive maintenance scheduling periods: February 15 – May 15 for cooling, and August 15 – November 15.