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Or call us at (833) 929-2831
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Offer not available in IA, MA and UT. Plans not offered in AK and HI.
Your zip code helps us provide an accurate price.
Offer not available in IA, MA and UT. Plans not offered in AK and HI.
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Most popular
Complete Home
Take control of your home with a plan that covers 37 components of all major systems and appliances, giving you the most protection.
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Heating & air conditioning systems3 -
Electrical & plumbing systems3
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$3,000 per covered kitchen appliance
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$3,000 per covered laundry appliance
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$10,000 total limit per agreement term
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5 units per appliance covered
Complete Home
This plan covers covers 37 components of all major systems and appliances, giving you the most protection. See what's covered below.3
Kitchen appliances
- Cooktops - Excluding Wi-Fi transmitter
- Dishwashers - Excluding Wi-Fi transmitter
- Food Centers (Built-in)
- Freestanding Ice Makers
- Microwaves (Built-in)
- Ranges
- Range Exhaust Hoods
- Refrigerators - Excluding free-standing freezer, multi-media centers built into appliances, wine chillers, consumables and Wi-Fi transmitter.
- Trash Compactors (Built-in)
- Wall Ovens
Laundry appliances
- Clothes Dryers
- Clothes Washers
Electrical systems
- Attic Fans - built in
- Ceiling Fans
- Doorbells - All components and parts, except when part of an intercom or monitoring system
- Electrical System - All components and parts, except when part of an intercom or monitoring system
- Garage Door Openers - All components and parts, except when part of an intercom or monitoring system
- Smoke Detectors - All battery operated and hardwired units
Heating and cooling systems
- Air Conditioning Including Ductwork - All components and parts of ducted central electric split and package units, geothermal, wall air conditioners and mini-splits. There are some caps and exclusions. See sample terms and conditions for more details.
- Central Vacuums - All components and parts of ducted central electric split and package units, geothermal, wall air conditioners and mini-splits. There are some caps and exclusions. See sample terms and conditions for more details.
- Heating System Including Ductwork
Plumbing systems
- Garbage Disposals
- Instant Hot/Cold Water Dispenser
- Jetted Tub (Built-in) - includes motors, pumps and air switch assemblies.
- Plumbing System - Covers valves, lines and other components; drain and sewer stoppages; and more. There are some exclusions. See sample terms and conditions for more details.
- Sump Pump - Covers permanently installed sump pumps (ground water only).
- Standard and Tankless Water Heater - All components and parts are covered, including tankless water heaters and circulating pumps. Excludes auxiliary holding or storage tanks, fuel storage tanks or energy conservation unit(s) and Wi-Fi transmitter. A maximum amount of $1,000 per item is allowed per term. See terms and conditions for additional specifics about what's covered and what's not covered. A maximum amount of $1,000 per item is allowed per term.
- Toilets - Covers toilets and related mechanisms, toilet wax ring seals and clearing of toilet stoppages.
Optional extras
- Pool (Heater Included)
- Spa (Heater Included)
- Pool with Spa (Heater Included)
- Septic Tank/Pumping
- Well Pump
Also included
- 24/7 service requests online or by phone
- Homeowners Insurance Deductible Reimbursement5
- Rust and Corrosion
- Thousands of Pre-Screened Service Providers
- Unknown Pre-Existing Conditions
3 Pricing varies by state; subject to sales tax where applicable. See terms, conditions and limitations in the sample annual contract; non-covered charges, unit caps and dollar amount caps may apply. Deductible due at time of service request. Covered items must be in good working order, with no apparent visual or operational malfunctions, as of your service agreement effective date.
5 Applies only to Cinch Complete Home Plan and reimburses you up to $1,000 when you must pay a deductible on a covered homeowners insurance claim. Only one claim, per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated insurer under an insurance policy issued to Cinch Home Services, Inc., (an affiliate of California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.) with benefits for customers of these affiliates, respectively.
Built-in Systems
Keep the heart of your home running with coverage for 26 components of major, core systems that power your house — including heating, cooling, plumbing and electrical systems.
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Heating & air conditioning systems3
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Electrical & plumbing systems3
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$10,000 total limit per agreement term
Built-in Systems
This plan covers more than 26 components and systems regardless of age, make or model. See what's covered below.3
Electrical systems
- Attic Fans - built in
- Ceiling Fans
- Doorbells - All components and parts, except when part of an intercom or monitoring system
- Electrical System - All components and parts, except when part of an intercom or monitoring system
- Garage Door Openers - All components and parts, except when part of an intercom or monitoring system
- Smoke Detectors - All battery operated and hardwired units
Heating and cooling systems
- Air Conditioning Including Ductwork - All components and parts of ducted central electric split and package units, geothermal, wall air conditioners and mini-splits. There are some caps and exclusions. See sample terms and conditions for more details.
- Central Vacuums - All components and parts of ducted central electric split and package units, geothermal, wall air conditioners and mini-splits. There are some caps and exclusions. See sample terms and conditions for more details.
- Heating System Including Ductwork
Plumbing systems
- Garbage Disposals
- Instant Hot/Cold Water Dispenser
- Jetted Tub (Built-in) - includes motors, pumps and air switch assemblies.
- Plumbing System - Covers valves, lines and other components; drain and sewer stoppages; and more. There are some exclusions. See sample terms and conditions for more details.
- Sump Pump - Covers permanently installed sump pumps (ground water only).
- Standard and Tankless Water Heater - All components and parts, including tankless water heaters and circulating pumps. Does not include auxiliary holding or storage tanks, fuel storage tank or energy conservation unit(s) and Wi-Fi transmitter. See terms and conditions for additional specifics about what's covered and what's not covered.
- Toilets - Covers toilets and related mechanisms, toilet wax ring seals and clearing of toilet stoppages.
Also included
- 24/7 service requests online or by phone
- Rust and Corrosion
- Thousands of Pre-Screened Service Providers
- Unknown Pre-Existing Conditions
3 Pricing varies by state; subject to sales tax where applicable. See terms, conditions and limitations in the sample annual contract; non-covered charges, unit caps and dollar amount caps may apply. Deductible due at time of service request. Covered items must be in good working order, with no apparent visual or operational malfunctions, as of your service agreement effective date.
Appliances
Covers the components of 12 essential home appliances you rely on every day, including refrigerators, ovens and more!
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$3,000 per covered kitchen appliance
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$3,000 per covered laundry appliance
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$10,000 total limit per agreement term
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5 units per appliance covered
Appliances
This plan covers the components of 11 essential home appliances you rely on every day, including refrigerators, ovens and more! See what's covered below.3
Kitchen appliances
- Cooktops - Excluding Wi-Fi transmitter
- Dishwashers - Excluding Wi-Fi transmitter
- Food Centers (Built-in)
- Freestanding Ice Makers
- Microwaves (Built-in)
- Ranges
- Range Exhaust Hoods
- Refrigerators - Excluding free-standing freezer, multi-media centers built into appliances, wine chillers, consumables and Wi-Fi transmitter.
- Trash Compactors (Built-in)
- Wall Ovens
Laundry appliances
- Clothes Dryers
- Clothes Washers
3 Pricing varies by state; subject to sales tax where applicable. See terms, conditions and limitations in the sample annual contract; non-covered charges, unit caps and dollar amount caps may apply. Deductible due at time of service request. Covered items must be in good working order, with no apparent visual or operational malfunctions, as of your service agreement effective date.
Compare Plans
Complete Home3
$85 month
Built-in Systems3
$56 month
Appliances3
$35 month
KITCHEN APPLIANCES
Cooktops
Covers all components and parts, excluding Wi-Fi transmitter and broken, chipped and cracked glass cooktops due to misuse and abuse. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Dishwashers
Covers all components and parts, excluding Wi-Fi transmitter and broken, chipped and cracked glass cooktops due to misuse and abuse. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Food Centers (Built-in)
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Freestanding Ice Makers
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Microwaves (Built-in)
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Range Exhaust Hoods
Range exhaust hoods located above the range are included in your coverage. Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Ranges
Covers all components and parts, excluding Wi-Fi transmitter. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Refrigerators
Covers all components and parts, excluding freestanding freezers, multi-media centers built into appliances, wine chillers, consumables and Wi-Fi transmitter. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Trash Compactors (Built-in)
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Wall Ovens
Covers all components and parts, excluding Wi-Fi transmitter. See the terms and conditions for additional specifics about what's covered and what's not covered.
LAUNDRY APPLIANCES
Clothes Dryers
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Clothes Washers
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
ELECTRICAL SYSTEMS
Attic Fans - built in
Covers built-in attic fans.
Ceiling Fans
All components and parts are covered on ceiling fans.
Doorbells
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Electrical System
All components and parts including Direct Current (D.C.) wiring, lighting fixtures, and built-in exhaust/vent/attic fans. Does not include components, wiring or cable of audio, video, computer, intercom, alarm or security wiring or telephone systems circuit overload; or overload protection and face plates.
Garage Door Openers
Covers all components and parts located inside the ceiling-mounted electric motor, excluding door or door track assemblies, cables, springs and Wi-Fi transmitter
Smoke Detectors
Battery operated and hardwired units are covered.
PLUMBING SYSTEMS
Garbage Disposals
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Instant Hot/Cold Water Dispensers
Covers all components and parts. See sample terms and conditions for additional specifics about what's covered and what's not covered.
Jetted Tub (Built-in)
Includes built-in bathtub motor, pump and air switch assemblies. Please see the plumbing section of the sample terms and conditions for additional details about what's covered and what's not covered.
Plumbing System
Covers stoppages, leaks and breaks (of water, drain, gas waste or vent lines), toilets, faucets, showerheads, shower arms, valves, permanent sump pumps, built-in bathtub motors, pumps, expansion tanks and more. There are some exclusions. See sample terms and conditions for what's covered and what's not covered.
Standard and Tankless Water Heater
All components and parts, including tankless water heaters and circulating pumps. Does not include auxiliary holding or storage tanks, fuel storage tank or energy conservation unit(s) and Wi-Fi transmitter. See terms and conditions for additional specifics about what's covered and what's not covered. A maximum amount of $1000 per item is allowed per term.
Sump Pumps
Covers permanently installed sump pumps (ground water only). Please see the plumbing section of the terms and conditions for complete details about what's covered and what's not covered.
Toilets
Covers toilets and related mechanisms, toilet wax ring seals and clearing of toilet stoppages. Please see the plumbing section of the terms and conditions for additional details about what's covered and what's not covered.
HEATING AND COOLING SYSTEMS
Air Conditioning Including Ductwork
Includes all components and parts of ducted central electric split and package units, geothermal, wall air conditioners and mini-splits. There are some caps and exclusions. See sample terms and conditions for more details.
Central Vacuums
All components and parts are covered on central vacuum systems. Does not include Wi-Fi transmitter, removable hoses and accessories; access and closing costs to floors, walls and ceilings when locating or repairing a malfunction.
Heating System Including Ductwork
Includes all components and parts for forced air (gas, electric, oil), geothermal, wall mounted, floor furnaces, package units, heat pumps, mini-splits, hot water or steam circulating heat, electric baseboard and cable heat (if main source of heat to the home or room). There are some caps and exclusions. See sample terms and conditions for details.
OPTIONAL ADD-ONS
Pool (Heater Included)
Covers above-ground components and parts of the heating, pumping and filtration system. There are some caps and exclusions. See sample terms and conditions for more details.
Add on
Add on
Add on
Spa (Heater Included)
Covers above-ground components and parts of the heating, pumping and filtration system. There are some caps and exclusions. See sample terms and conditions for more details.
Add on
Add on
Add on
Pool with Spa (Heater Included)
Covers above-ground components and parts of the heating, pumping and filtration system. There are some caps and exclusions. See sample terms and conditions for more details.
Add on
Add on
Add on
Septic Tank/Pumping
Covers sewage ejector pump, tank pumping and septic tank. There are some caps and exclusions. See sample terms and conditions for more details.
Add on
Add on
Add on
Well Pump
Covers components and parts of well pump. There are some caps and exclusions. See sample terms and conditions for more details.
Add on
Add on
Add on
COVER BOOSTS
Premier Upgrade Package
Provides additional coverage for permits, code upgrades and more.
Add on
Homeowners Insurance Deductible Reimbursement5
Reimburses you up to $1,000 when you have to pay a deductible on a covered homeowners insurance claim. One claim per year.
3Pricing varies by state; subject to sales tax where applicable. See terms, conditions and limitations in the sample annual contract; non covered charges, unit caps and dollar amount caps may apply. Deductible due at time of service request. Covered items must be in good working order, with no apparent visual or operational malfunctions, as of your service agreement effective date.
5Applies only to Cinch Complete Home Plan and reimburses you up to $1,000 when you must pay a deductible on a covered homeowners insurance claim. Only one claim, per member per 12 month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated insurer under an insurance policy issued to Cinch Home Services, Inc., (an affiliate of California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.) with benefits for customers of these affiliates, respectively.
It's your peace of mind
Home insurance doesn't cover everything — leaving your appliances, electrical and plumbing systems unprotected in the event of breakdowns due to everyday wear and tear. Home warranty plans from Cinch Home Services come with wallet-friendly pricing and award-winning customer service.
Don't get caught in the insurance gap. NerdWallet members also get their first month free1. Your plan includes:
- 24/7 service requests online or by phone
- Repair or replacement protection for covered items
- Cinch Home Services 180-day Workmanship Guarantee
| Typical Cost4 | |
| Refrigerator repair | $650 |
| Dishwasher replacement | $1,200 |
| Clothes washer replacement | $1,100 |
Great coverage at a great price
Cinch Home Services has been protecting homeowners for more than 45 years.
When you enroll today, you'll get your first month free1 — and sleep soundly knowing your home's most important systems and appliances are in trusted hands.
- Avoid costly home repair bills
- Coverage for up to 37 components of major home systems and appliances
- Verified service professionals throughout the United States
- Up to $1,000 homeowners insurance deductible reimbursement5
Join our growing family of happy homeowners
Customers nationwide enjoy the benefits of a home warranty from Cinch Home Services. See what our happiest customers have to say.
My experience with their service during my most recent claim was impressive. I contacted them on a Monday morning and by 2 PM that same day, a technician was at my house.
My journey with Cinch started when I purchased my home in 2005. Over the years, l've consistently received good customer service.
I had a positive experience when it came time to replace our refrigerator. Their effort in this situation was commendable.
I placed a claim with Cinch Home Services for a warranty issue a few months ago and the company that came out to fix the issue was great.
In terms of filing a claim with Cinch, it’s a breeze online—just excellent.
Frequently asked questions
Wondering how a home protection plan from Cinch Home Services works? We've got you covered (literally).
Why would I want a home warranty plan if I already have homeowners insurance?
Required by mortgage lenders, homeowners insurance protects your home from weather damage and theft, and it also covers your liability if someone is injured on your property. Only sometimes will it cover some or all your home’s systems and appliances. If, like many homeowners, you review your policy and discover that these items are excluded or that mechanical failures due to normal wear and tear aren’t covered, a home warranty can help fill that gap and offer added peace of mind.
When does my coverage begin?
There is a 30-day waiting period from the time you purchase your plan to when you can request service. You'll be advised exactly when your coverage begins before you complete your purchase. In addition, your confirmation email and plan documents will include this information.
How does the claims process work?
At Cinch Home Services, we strive to keep our claims process simple. If you have a problem with a system or appliance, first review your coverage to make sure you have a claim. Then place a service request by calling or reaching out to us online. Next, we’ll have a service provider contact you so you can agree on a good time for an in-person appointment. During the visit, your appliance or system will be diagnosed, and any covered failures will be repaired and/or replaced depending on which plan you have — unless a part needs to be ordered or acquired first.
What’s not covered under a home warranty plan from Cinch Home Services?
Other non-mechanical items in your home, like the roof, windows, walls and doors, are typically not included in home protection plan coverage. Also, if a covered item was improperly installed or repaired, your plan will likely not cover it. It's important to read the details included in the "General Exclusions and Limitations" section of the terms and conditions. Before you buy a plan, check out the sample terms and conditions after requesting a quote. Existing customers can access their plan in My Account anytime.
How do you choose your service providers?
Every service provider that we refer has undergone an extensive screening and selection process, which includes, but is not limited to, license checks and verification of active liability insurance. We also have a continuous process of monitoring our service providers and scoring them based on customer feedback.
The choice is easy.
Enroll today and save on your first month of home warranty coverage from Cinch Home Services.
Or, call us now for a quote (833) 929-2831
1Get your first month free on your purchase of a new annual Appliances, Built-in Systems or Complete Home plan. Excludes optional coverage and add-ons. Cannot be combined with any other offer. Not available in all states.
2The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.
3For CA residents, underwritten by California Cinch Home Services, Inc. CA license # 3356-3. Calls to the toll free number here are directed to Cerida Insurance Services, CA License # 0G80295. In other states, contracts underwritten by affiliates of Cinch Home Services, Inc. Claim administration and management of the plans is by Cinch Home Services, Inc., and services are provided by independent contractors.
3Pricing varies by state; subject to sales tax where applicable. See terms, conditions and limitations in the sample annual contract; non covered charges, unit caps and dollar amount caps may apply. Deductible due at time of service request. Covered items must be in good working order, with no apparent visual or operational malfunctions, as of your service agreement effective date.
4Costs shown are national averages based on actual project costs as reported by unaffiliated third party home project websites.
5Applies only to Cinch Complete Home Plan and reimburses you up to $1,000 when you must pay a deductible on a covered homeowners insurance claim. Only one claim, per member per 12 month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated insurer under an insurance policy issued to Cinch Home Services, Inc., (an affiliate of California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.) with benefits for customers of these affiliates, respectively.