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Why choose a Progressive Home Warranty by Cinch?
Frequently asked questions
Although it’s best to get a home warranty as soon as you become a homeowner, you can purchase a plan at any time during the buying, selling or home-owning experience.
Even though purchasing a home warranty is important when buying or selling a home, you will also want to purchase a warranty when your existing limited-time warranties expire or when you remodel and add new appliances or systems to your home.
For NJ residents, the product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.
While a Progressive Home Warranty by Cinch offers a wide range of coverage, some situations are not covered by a home warranty, including:
- Neglect and failure to do scheduled maintenance
- Cosmetic dents and scratches to appliances
- Non-mechanical items in the home, such as windows, walls, doors and the roof
- Improper installations or repairs
- Pest damage
- Misuse
Unlike many other plans, a Progressive Home Warranty by Cinch usually covers “unknown pre-existing conditions.” To fully understand what isn’t covered, read the details of the “General Exclusions and Limitations” section of a plan’s terms and conditions.
While home insurance policies are typically required for homeowners, a home warranty plan is never mandatory. But since insurance policies don’t cover costs for daily wear and tear to the appliances and home systems you rely on, warranty coverage can save you a lot of trouble and money.
Homeowners insurance covers four primary areas of your home:
- Personal property that could be stolen or damaged
- The interior of your home
- The exterior of your house
- General liability that covers you if someone gets injured on your property
Home warranties generally cover failures incurred from daily wear and tear to both your home’s major appliances and systems such as:
- Major kitchen appliances like your fridge or built-in microwave
- Clothes washer and dryer
- Water heater
- HVAC systems
- Plumbing and electrical systems
Home warranties are not just for new appliances and systems. A home warranty plan has several benefits for owners of older appliances and systems:
- Fill coverage gaps: The manufacturers’ warranty plans will likely have expired on your older appliances and systems and homeowners insurance doesn’t cover damage due to wear and tear.
- Save on repair costs: A home warranty plan helps replace large, unexpected costs with a small, predictable monthly plan.
- Get qualified repair service and a low service fee: A home warranty plan connects you to a network of experienced service providers, and all Progressive Home Warranty by Cinch plans guarantee their work for up to 180 days.
- Get matched with a service pro: Our customer service takes care of matching you with an in-network service provider when you make a claim, so you don’t need to go searching for one yourself.
- Secure your peace of mind: Inevitably, one of your items may breakdown, but with a warranty plan, you may not need to dip into long-term savings or credit to pay for it.
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⋄The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.
1Get your first month free on your purchase of a new annual Appliances, Built-in Systems or Complete Home plan. Excludes optional coverage and add-ons. Cannot be combined with any other offer. Not available in all states.
2For CA residents, offered by Progressive Advantage Insurance Agency, Inc., CA License # 0F50053, and underwritten by California Cinch Home Services, Inc. CA license # 3356-3. Calls to the tollfree number here are directed to Cerida Insurance Services, CA License # 0G80295. In other states, contracts underwritten by affiliates of Cinch Home Services, Inc. Claim administration and management of the plans is by Cinch Home Services, Inc. Cinch® is not affiliated with Progressive.
Progressive Advantage Insurance Agency, Inc. is not responsible for plan selections, plans sold, claims, the content or operation of the plan website, or how Cinch handles or uses your information. Information you provide to Cinch is subject to its privacy policy and website terms of use and may be shared with Progressive Advantage Insurance Agency, Inc. Cinch pays Progressive Advantage Insurance Agency, Inc. for plans sold.
†Pricing varies by state; subject to sales tax where applicable. See terms, conditions and limitations in the sample annual contract; non-covered charges, unit and dollar amount caps may apply. Deductible due at time of service request. Covered items must be in good working order, with no apparent visual or operational malfunctions, as of your service agreement effective date.
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