Have a plan when something breaks.
Have a plan when something breaks.
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Call your agent for other options.
A home warranty helps cover everyday breakdowns insurance typically doesn’t.
- Repairs to major home systems & appliancesSystems & appliances
- Coverage for normal wear and tearNormal wear and tear
- Protection from costly breakdownsCostly breakdowns
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Refrigerator
Repair: $275
Replacement: $1,500
Plumbing
Replacement: $1,125
Electrical System
Replacement: $1,342
HVAC
Replacement: $7,500
Refrigerator
Replacement: $1,500
Plumbing
Replacement: $1,125
Electrical System
Replacement: $1,342
HVAC
Replacement: $7,500
An extra benefit for Progressive customers
Cinch offers Progressive customers up to $1,000 per year toward their deductible on a covered homeowners insurance claim.1
Your homeowners policy and a home warranty work together
Homeowners insurance usually doesn't cover things that simply wear out. That's where a home warranty comes in.
Homeowners insurance
Helps cover sudden damage to your home and belongings from events like fire, storms, and theft.
Example: a storm damages your roof.
Progressive Home Warranty by Cinch
Helps cover repair or replacement of systems and appliances that break down from everyday wear and tear.
Example: your A/C stops cooling in July.
Why homeowners choose Progressive Home Warranty by Cinch
Coverage you can count on
You’re covered — no matter how old things are
Customizable coverage
Real Pros ... fast
Backed for 6 full months
We’ve handled over 3 million breakdowns
See your quote in seconds · No payment needed
When something breaks, here's what happens
Request service
We send a pro
It gets fixed — fast
Millions of homeowners have chosen us since 1978.
7x Winner
Buyer’s Choice Awards
2024-2026
10x Winner
For sales and customer
service 2023-2026
A Best Home
Warranty Company
As ranked by US News &
World Report 2025-2027
6,000+ 5-star reviews across ConsumerAffairs
Beatrice of Newark, NJ
April of Cincinnati, IN
Darren of Virginia Beach, VA
Protection that fits your budget
Plans start around $1/day, and new customers get 10% off their first year.*
No payment needed to see your options
Questions? We've got answers.
What is a home warranty?
A home warranty is a service plan that helps cover the cost of repairing or replacing your home’s major appliances and built-in systems when they break down from everyday use. With a Progressive Home Warranty by Cinch Home Services plan, you don’t just get coverage, you get convenience. We take the hassle out of finding a qualified service provider by sending a vetted, licensed pro straight to your door, backed by our 180-day Workmanship Guarantee on covered repairs.
Why should I choose a Progressive Home Warranty by Cinch Home Services?
When it comes to choosing a home warranty company, we know you have options, but if you’re wondering why you should pick us, we think it’s pretty simple. We have more than four decades of home industry experience. We also have a nationwide network of carefully vetted, experienced service providers, and we offer all sorts of extras you won’t find elsewhere, including our 180-day Workmanship Guarantee to back it all up!
What types of failures are covered?
Generally, these plans cover a mechanical breakdown from routine use, sometimes referred to as “normal wear and tear.” This means that mechanical parts, such as motors and switches, and parts like knobs and handles are covered when they break down due to normal wear and tear. To fully understand what parts are covered, it is best to read the sample terms and conditions after requesting a quote.
What is not covered?
Other non-mechanical items in your home, like the roof, windows, walls and doors, are typically not included in home warranty coverage. Also, if a covered item was improperly installed or repaired, your plan will likely not cover it. It's important to read the details included in the "General Exclusions and Limitations" section of the terms and conditions. Before you buy a plan, check out the sample terms and conditions after requesting a quote. Existing customers can access their plan in My Account anytime.
Why would I want a home warranty if I already have homeowners insurance?
Required by mortgage lenders, homeowners insurance protects your home from weather damage and theft, and it also covers your liability if someone is injured on your property. Only sometimes will it cover some or all your home’s systems and appliances. If, like many homeowners, you review your policy and discover that these items are excluded or that mechanical failures due to normal wear and tear aren’t covered, a home warranty can help fill that gap and offer added peace of mind.
How much does a Progressive Home Warranty by Cinch Home Services plan cost?
Costs vary by region and type of coverage. Find specific pricing in your area.
When does coverage begin?
There is a 30-day waiting period from the time you purchase your plan to when you can request service. You'll be advised exactly when your coverage begins before you complete your purchase. In addition, your confirmation email and plan documents will include this information.
What do I do when something breaks down?
You can request service online anytime in My Account or by calling (844) 833-8924 .
How do you choose your service providers?
Every service provider that we refer has undergone an extensive screening and selection process, which includes, but is not limited to, license checks and verification of active liability insurance. We also have a continuous process of monitoring our service providers and scoring them based on customer feedback.
Plans That Protect. Service You Can Count On.
Don’t wait for your next breakdown to wish you had coverage.
*Important Details
Plans, offers, and prices shown may not be available in all states and vary by location, plan type, and any applicable sales tax. Discount applies to the first year of a new annual home warranty plan. Excludes optional coverage and add-ons. Cannot be combined with any other offer.
Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number. The plans being offered are a service contract and are separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.
1Reimburses you up to $1,000 when you must pay a deductible on a covered homeowners insurance claim. Only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. Benefits are provided by an unaffiliated insurer under an insurance policy issued to Cinch Home Services, Inc., (an affiliate of California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.) with benefits for customers of these affiliates, respectively.
For CA residents, offered by Progressive Advantage Insurance Agency, Inc., CA License # 0F50053, and underwritten by HomeSure Protection of California, Inc. CA license # 3356-3. In other states, contracts underwritten by affiliates of Cinch Home Services, Inc. Claim administration and management of the plans is by Cinch Home Services, Inc. Cinch® and HomeSure are not affiliated with Progressive. In other states, the offerors, issuers, and underwriters of the Cinch Home Services branded plans are identified in the plan agreement.
Progressive Advantage Insurance Agency, Inc. is not responsible for plan selections, plans sold, claims, the content or operation of the plan website, or how Cinch handles or uses your information. Information you provide to Cinch is subject to its privacy policy and website terms of use and may be shared with Progressive Advantage Insurance Agency, Inc. Cinch pays Progressive Advantage Insurance Agency, Inc. for plans sold.
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