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Have a plan when something breaks.

A home warranty helps cover everyday breakdowns insurance typically doesn’t.

  •  Repairs to major home systems & appliancesSystems & appliances
  •  Coverage for normal wear and tearNormal wear and tear
  •  Protection from costly breakdownsCostly breakdowns
 
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An extra benefit for Progressive customers

Cinch offers Progressive customers up to $1,000 per year toward their deductible on a covered homeowners insurance claim.1

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Your homeowners policy and a home warranty work together

Homeowners insurance usually doesn't cover things that simply wear out. That's where a home warranty comes in.

Homeowners insurance

Helps cover sudden damage to your home and belongings from events like fire, storms, and theft.

Example: a storm damages your roof.

Progressive Home Warranty by Cinch

Helps cover repair or replacement of systems and appliances that break down from everyday wear and tear.

Example: your A/C stops cooling in July.

Why homeowners choose Progressive Home Warranty by Cinch

Tools

Coverage you can count on

When your A/C goes out or your fridge fails, we've got your back. In fact, we provide coverage on 95% of HVAC-related claims.
Appliances

You’re covered — no matter how old things are

Appliances and systems of any age are protected as long as they’re working correctly when the plan starts. No inspection. No maintenance records. No nonsense.
Clifftop Price Tag

Customizable coverage

Plans start around $1/day. You choose the features, monthly cost and options that meet your needs.
Clifftop People

Real Pros ... fast

No hunting, no guessing. We have a network of licensed, insured, and background-checked pros on standby to fix your issue.
Home Award

Backed for 6 full months

We stand behind covered repairs for 180 days — not all home warranty companies do.
AC Heater

We’ve handled over 3 million breakdowns

And that's just over the last 6 years! You pay your deductible and we help take care of the rest.

See your quote in seconds · No payment needed

When something breaks, here's what happens

1

Request service

Something breaks? Just call us or log in online 24/7. Pay your fixed deductible.
2

We send a pro

A pre-screened, licensed service provider is dispatched to assess and fix the issue.
3

It gets fixed — fast

We repair or replace the covered item. All covered work is backed by our 180-day Workmanship Guarantee.

Millions of homeowners have chosen us since 1978.

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7x  Winner
Buyer’s Choice Awards
2024-2026

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10x  Winner
For sales and customer
service 2023-2026

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A Best Home
Warranty Company

As ranked by US News &
World Report 2025-2027

6,000+ 5-star reviews across ConsumerAffairs

Beatrice of Newark, NJ

5 star rating
5/5
My experience with their service during my most recent claim was impressive. I contacted them on a Monday morning and by 2 PM that same day a technician was at my house.

April of Cincinnati, IN

5 star rating
5/5
My journey with Cinch started when I purchased my home in 2005. Over the years, I’ve consistently received good customer service.

Darren of Virginia Beach, VA

5 star rating
5/5
I had a positive experience when it came time to replace our refrigerator. Their effort in the situation was commendable.

Protection that fits your budget

Plans start around $1/day, and new customers get 10% off their first year.*

No payment needed to see your options

Questions? We've got answers.

What is a home warranty?

A home warranty is a service plan that helps cover the cost of repairing or replacing your home’s major appliances and built-in systems when they break down from everyday use. With a Progressive Home Warranty by Cinch Home Services plan, you don’t just get coverage, you get convenience. We take the hassle out of finding a qualified service provider by sending a vetted, licensed pro straight to your door, backed by our 180-day Workmanship Guarantee on covered repairs. 

Why should I choose a Progressive Home Warranty by Cinch Home Services?

When it comes to choosing a home warranty company, we know you have options, but if you’re wondering why you should pick us, we think it’s pretty simple. We have more than four decades of home industry experience. We also have a nationwide network of carefully vetted, experienced service providers, and we offer all sorts of extras you won’t find elsewhere, including our 180-day Workmanship Guarantee to back it all up! 

What types of failures are covered?

Generally, these plans cover a mechanical breakdown from routine use, sometimes referred to as “normal wear and tear.” This means that mechanical parts, such as motors and switches, and parts like knobs and handles are covered when they break down due to normal wear and tear. To fully understand what parts are covered, it is best to read the sample terms and conditions after requesting a quote. 

What is not covered?

Other non-mechanical items in your home, like the roof, windows, walls and doors, are typically not included in home warranty coverage. Also, if a covered item was improperly installed or repaired, your plan will likely not cover it. It's important to read the details included in the "General Exclusions and Limitations" section of the terms and conditions. Before you buy a plan, check out the sample terms and conditions after requesting a quote. Existing customers can access their plan in My Account anytime. 

Why would I want a home warranty if I already have homeowners insurance?

Required by mortgage lenders, homeowners insurance protects your home from weather damage and theft, and it also covers your liability if someone is injured on your property. Only sometimes will it cover some or all your home’s systems and appliances. If, like many homeowners, you review your policy and discover that these items are excluded or that mechanical failures due to normal wear and tear aren’t covered, a home warranty can help fill that gap and offer added peace of mind. 

How much does a Progressive Home Warranty by Cinch Home Services plan cost?

Costs vary by region and type of coverage. Find specific pricing in your area. 

When does coverage begin?

There is a 30-day waiting period from the time you purchase your plan to when you can request service. You'll be advised exactly when your coverage begins before you complete your purchase. In addition, your confirmation email and plan documents will include this information. 

What do I do when something breaks down?

You can request service online anytime in My Account or by calling  (844) 833-8924 . 

How do you choose your service providers?

Every service provider that we refer has undergone an extensive screening and selection process, which includes, but is not limited to, license checks and verification of active liability insurance. We also have a continuous process of monitoring our service providers and scoring them based on customer feedback. 

Plans That Protect. Service You Can
Count On.

Don’t wait for your next breakdown to wish you had coverage.

*Important Details
Plans, offers, and prices shown may not be available in all states and vary by location, plan type, and any applicable sales tax. Discount applies to the first year of a new annual home warranty plan. Excludes optional coverage and add-ons. Cannot be combined with any other offer. 

Terms and conditions apply to all plans offered. See sample plan agreement for details. A sample can be requested by calling our toll-free number. The plans being offered are a service contract and are separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.

1Reimburses you up to $1,000 when you must pay a deductible on a covered homeowners insurance claim. Only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. Benefits are provided by an unaffiliated insurer under an insurance policy issued to Cinch Home Services, Inc., (an affiliate of California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.) with benefits for customers of these affiliates, respectively.

For CA residents, offered by Progressive Advantage Insurance Agency, Inc., CA License # 0F50053, and underwritten by HomeSure Protection of California, Inc. CA license # 3356-3.  In other states, contracts underwritten by affiliates of Cinch Home Services, Inc. Claim administration and management of the plans is by Cinch Home Services, Inc. Cinch® and HomeSure are not affiliated with Progressive. In other states, the offerors, issuers, and underwriters of the Cinch Home Services branded plans are identified in the plan agreement.

Progressive Advantage Insurance Agency, Inc. is not responsible for plan selections, plans sold, claims, the content or operation of the plan website, or how Cinch handles or uses your information. Information you provide to Cinch is subject to its privacy policy and website terms of use and may be shared with Progressive Advantage Insurance Agency, Inc. Cinch pays Progressive Advantage Insurance Agency, Inc. for plans sold.

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