Husband & Wife sitting in living room, while kids play.
 

Protect your appliances, your systems, and your wallet

with a home protection plan from Cinch Home Services

A home protection plan covers what insurance doesn't, including repair or replacement services for the major appliances and systems within your home.

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 Questions? Speak with an agent
 (855) 821-2871

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 Questions? Speak with an agent
 (855) 821-2871
CompleteHome_CoupleonCouch4-3
3,000,000+ service jobs handled in the last 6 years See reviews
Premium Plan

Complete Home

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Take control of your home with a plan that covers 37 components of all major systems and appliances, giving you the most protection.
  • Heating and air conditioning systems
  • Electrical and plumbing systems
  • $3,000 per covered kitchen appliance
  • $3,000 per covered laundry appliance
  • $10,000 total limit per agreement term
  • 5 units per appliance covered
View sample annual contract

It's your peace of mind

Home insurance doesn't cover everything — leaving your appliances, electrical and plumbing systems unprotected in the event of breakdowns due to everyday wear and tear. Home protection plans from Cinch Home Services come with wallet-friendly pricing and award-winning customer service.

All plans includes:

  • 24/7 service requests online or by phone
  • Repair or replacement protection for covered items
  • Cinch Home Services 180-day Workmanship Guarantee
  Typical cost1
Water heater repair
 $615
Dishwasher replacement $1,200
Clothes washer replacement $1,000
base
kitchen-family-time-rounded

Great coverage at a great price

Cinch Home Services has been protecting homeowners for nearly 50 years.

When you enroll today, you'll sleep soundly knowing your home's most important systems and appliances are in trusted hands.

  • Award-winning customer service you can count on
  • Billions of dollars in customer savings since 1978
  • Thousands of vetted service professionals throughout the U.S.
  • Up to $1,000 homeowners insurance deductible reimbursement2

 Questions? Speak with an agent

Join our growing family of happy homeowners

Customers nationwide enjoy the benefits of a home protection plan from Cinch Home Services. See what our happiest customers have to say.

Teri of Mentor, OH
Via ConsumerAffairs
5/5

I am very happy with Cinch. Submitting a claim with Cinch was straightforward; they sent someone out quickly. The service was much faster compared to other home warranties I've previously used. Their quick and efficient service stands out. My granddaughter submitted the claim online, and they called me soon after to set up an appointment. The tech arrived the next day, which was very convenient.
I haven't had many claims, but the one experience I had was handled swiftly and met my expectations. I rate my experience with Cinch as fabulous. Their customer service is excellent, as are the services they provide.

Sanjia of Townsend, DE
Via ConsumerAffairs
5/5

Cinch takes care of the customer when there's a problem. The person they decide to use follows up and texts you every step. They have good customer service and always present themselves well. Whenever you have a question, they're always there to answer it. Recently, my water heater was leaking. It couldn't be fixed so it had to be replaced. If I know somebody's looking for a home warranty, I always tell them about Cinch Home Services. They're wonderful. You don't have to go out there and look for anyone to fix anything for you ‘cause they got your back.

Frame 509-1
Elizabeth of Slaughters, KY
Via ConsumerAffairs
5/5

My experience when submitting a claim was very seamless and effortless. The tech who came knew what the issue was with the heater immediately and he ordered the fan motor. They had it the next morning and he came and put it in the next morning. It was during the winter when I didn't have heat because of it and they were really fast and on the ball.

Frequently asked questions

Wondering how a home protection plan from Cinch Home Services works? We've got you covered (literally).

 Still have questions? Speak with an agent

Why do I need home protection coverage from Cinch Home Services?

As required by mortgage lenders, homeowners insurance protects your home from weather and theft and covers your liability if someone is injured while on your property. Only sometimes will it also cover some or all of your home’s systems and appliances. If, like many homeowners, you look into your coverage and discover that these systems and appliances are exempt, a home protection plan is a great way to fill that coverage gap.

When does my home protection coverage begin?

There is a waiting period from when you purchase your home protection plan to when you can request service. You'll be advised when your coverage begins before you purchase your plan. Your confirmation email and plan documents will also include this information. 

How do I file a claim? 

First, review your coverage to ensure you have a claim, then request service by calling or reaching out to us online. A verified service provider will contact you to schedule an in-person appointment, during which your appliance or system will be diagnosed, and covered failures repaired and/or replaced, unless a part needs to be ordered or acquired first. 

What’s NOT covered under a home protection plan from Cinch Home Services?

Other non-mechanical items in your home, like the roof, windows, walls and doors, are typically not included in protection plan coverage. Also, if a covered item was improperly installed or repaired, your plan will likely not cover it. It's important to read the details of the terms and conditions in the General Exclusions and Limitations section. 

How are service providers selected? 

Every service provider referred by Cinch Home Services has undergone an extensive screening and selection process. This process includes, but is not limited to, license checks and verification of active liability insurance. We also continuously monitor and score our service providers based on customer feedback. 

The choice is easy.

Enroll today and save on your Cinch home protection plan!

*Important Details
Plans, offers, and prices shown may not be available in all states and vary by location, plan type, and any applicable sales tax.

Terms and conditions apply to all plans offered. See sample plan agreement for details.  A sample can be requested by calling our toll-free number.

The plans being offered are a service contract and are separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.

 For CA residents, plans are offered and underwritten by California Cinch Home Services, Inc., CA license # 3356-3. Calls to the toll-free number are directed to Cerida Insurance Services, CA license # 0G80295. In other states, contracts underwritten by affiliates of Cinch Home Services, Inc. Claim administration and management of the plans is by Cinch Home Services, Inc., and services are provided by independent contractors. 

1 National averages based on actual project costs as reported by unaffiliated third party home project websites.

2 Applies only to Cinch Complete Home Plan and reimburses you up to $1,000 when you have to pay a deductible on a covered homeowners insurance claim. Only one reimbursement benefit per claim occurrence and only one claim per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment. This benefit is provided by an unaffiliated third party under an insurance policy issued to Cinch Home Services, Inc. for the benefit of customers enrolled by Cinch Insurance Agency, Inc., an affiliate of Cinch Home Services, Inc., California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.